Investing in real estate in Cambodia and Indonesia: prospects and risks

The Khmer Republic, or Cambodia, is one of the corners of the world where investment opportunities are just beginning to unfold. investment opportunities are just beginning to unfold. Although the country has not yet reached the level of developed nations, it is on a steady path to modernization, which is evident in the improvement of infrastructure and quality of life of its citizens. In 2022, Cambodia's economy showed a GDP growth of 5.3%, and for 2023, it is projected to increase this figure to 6.2%. According to the International Monetary Fund estimates, Cambodia could become the leader in terms of economic growth rate among ASEAN countries.

The main drivers of economic growth

The main drivers of economic growth in the country are exports, industry, and tourism. Automotive giants such asFordandIsuzuAdditionally, IT companies are relocating their production facilities to Cambodia, bringing new technologies and jobs. A significant portion of foreign investments comes from China, indicating a growing interest in this market from Chinese entrepreneurs.

Cambodia's currency system

Cambodia's currency system is unique in that it is fully dollarized. It is the only country in Asia where all financial transactions are conducted in American currency. The local currency, the Cambodian riel, is used very rarely and mainly for small transactions not exceeding one dollar. Foreign citizens, including Russians, can open accounts in US dollars and deposit and withdraw funds without restrictions.

The real estate market in Cambodia

In the Cambodian real estate market, the most sought-after properties are apartments in high-rise buildings that have been constructed in recent years. These are modern condominiums with developed infrastructure, offering comfortable living even for the most demanding clients. The main developers are Chinese companies, and construction is primarily concentrated in the capital city, Phnom Penh.

It is important to note that since the real estate market in Cambodia is still young, investors are advised to choose projects that are in the final stages of construction or already completed. The secondary market also exists, but from an investment perspective, it is less attractive.

Entry threshold to the real estate market

The entry threshold for the real estate market in Cambodia is around $70,000. Foreigners can acquire property in full ownership and receive the corresponding certificate. Payments from Russia can be made through banks that are not subject to sanctions or accounts in friendly countries. Developers usually provide accounts in yuan, yen, dollars, or euros. Various financing schemes are available on the market, including interest-free installments, guaranteed returns (7-8% per annum), and buyback programs. However, to finalize the deal, the buyer must personally come to the country to provide biometric data at the land department, obtain ownership rights, and open a bank account.

Opening a dollar account

Opening a dollar account occurs after purchasing real estate and takes an average of three weeks. Foreigners can also open a deposit account and deposit the rental income into this account.

Investment attractiveness of real estate

Real estate in Cambodia today is primarily of interest in terms of profitability rather than rather than immigration. Although not as developed as its nearest neighbors, the country is growing steadily and can be described as 10-15 years behind Thailand in its development.

Indonesia: the best alternative to Cambodia for education and real estate investment?

For those looking for an alternative to Cambodia for education and real estate investment, Indonesia may be an attractive option. Cambodia currently lacks branches of world universities or well-known private schools, making education for children here challenging, and few are willing to live in this country. As an alternative, Bali, Indonesia can be considered - a politically neutral country with a rapidly growing economy, open to tourists and investors.

Opportunities for education

Indonesia already has branches of world universities, such as the Australian National University and the Singapore Institute of Management, so unlike Cambodia, there is already a wide range of educational programs available for children of all ages, from kindergarten to higher education. Additionally, Indonesian society is rich in cultural and historical aspects, which can contribute to the development of children's creative abilities.

Real estate investments

Indonesia also offers good opportunities for real estate investment, especially in Bali. Over the past nine years, the average annual price growth for new properties has exceeded 10%, and in some areas, it has even reached 15%. Real estate in Bali enjoys stable demand and offers a wide range of investment options - from private villas and cottages to commercial properties. The entry threshold for real estate investments is $70,000, and remote transactions are also possible.

Examples of properties in Bali

• Villa in Canggu for €3,759,970

  This exquisite villa stands out with its architectural design and high construction standards. The complex, consisting of four separate buildings, features well-maintained gardens, beautiful ponds with exotic plants, a courtyard with stone paving, a lobby with a bar and lounge area, a large wine cellar, and a library.

• Apartments in Canggu for €165,803

  A new residential complex in Bali offers ocean views and direct access to the beach. On the roof of the complex, there is a lounge bar where you can enjoy stunning sunsets. The infrastructure includes a large swimming pool, a bar, lounge areas, a restaurant, a gym, and parking.

• House in Changgu for 230 283 €

  The townhouse complex in the center of Canggu offers a large swimming pool, an outdoor cinema, a bar, and a hookah lounge. The complex features one-bedroom townhouses of 70 m² with a jacuzzi on the terrace and two-bedroom townhouses of 110 m² with a private pool, with an expected annual rental income of 18%.

• Apartments in Indonesia for €119,286

  The new complex of modern apartments on Bukit Island is located in a prestigious area near five-star hotels, shops, restaurants, and the best beach.

• Apartment in Indonesia for €161,000

  This complex is close to three famous beaches in Bali. Batu Belig beach is famous for its magnificent sunsets and spaciousness for relaxation.

Other advantages of Indonesia for investors

Indonesia is a politically stable country where the economy is actively developing through large infrastructure projects, such as a new port and airport, an international medical center and university, a Formula 1 racing track, and the Paramount Theme Park. Indonesia is also one of the countries that has a "Golden Visa" program, allowing residents to obtain a residence permit without the need for renewal every few months. In the autumn of 2021, a direct flight connection between Indonesia and the Russian Federation will also be opened.

Berawa Beach on the island of Bali is a place where you can enjoy beautiful waves for surfing and see amazing tricks performed by surfers. The nearby Batu Bolong Beach is also known for its trendy restaurants and cafes that attract tourists with their atmosphere.

Real estate on the island of Bali

Real estate on the island of Bali represents unique properties. For example, a high-end villa A high-end villa in Nusa Dua is located along the oceanfront and has exclusive access to the beach just 80 meters from the house. meters from the house. The location of the village provides proximity to renowned hotels such as St. Regis, Mulia and Kempinski.

Modern villa design

Another villa available for purchase is a work of modern industrial design, with a total area of 220 square meters and three bedrooms, located on the popular Berawa beach. The villa combines comfort and style, and its location makes it convenient to access all the island's attractions.

Owners of these properties are guaranteed a comfortable life amidst the luxurious views of the coastal areas of Bali - what could be better?

Luxury villas in Bali: the best options for investment

A sanctuary of spirituality and luxury
On the resort of Bali, there is a unique accommodation that combines luxury and harmony, designed for true connoisseurs of comfort and style.

Views of natural beauty
The villa's perfectly decorated interior creates a cozy and elegant atmosphere where guests can enjoy breathtaking views of the natural beauty of the island. of the island.

Amenities of the mansion:

• Endless pool
• Concierge service
• Yoga and spa treatments

Investment attractiveness
This mansion promises a return of up to 17%, making it an attractive option for both personal living and rental purposes.

Other real estate options in Bali:

1. Villas in the Bukit area

Seven luxury villas with privacy and comfort, gorgeous ocean views, and amenities in the spa, cafe, and secure parking.

2. Apartments in Uluwatu

The perfect option for surfing enthusiasts, with close access to Suluban Beach and a private pool for comfortable relaxation and living.

3. Townhouse in Seminyak

An excellent choice for investing in rental property, featuring modern amenities and a "smart home" system that ensures stable income.

4. Luxury villa in Changgu

Spacious and comfortable housing in a popular area of Bali, perfect for living or investment, where luxury meets functionality.

Choose your property option in Bali and take a stylish and profitable step!

Unique opportunities of the villa complex in Bali

The villa complex in Bali offers unique opportunities for investors, renters, and vacationers. The property became available for rent over a year ago and has already demonstrated a high return on investment of around 15% per year. This indicates the popularity of the villas among tourists, with an occupancy rate of over 85%.

Description of three-bedroom villa

One of the properties is a villa with a stunning view of the rice fields, featuring three bedrooms. The land area is 363 square meters, while the villa itself is 144 square meters. Each bedroom has its own bathroom, and there is also a spacious living room, kitchen, and a private pool measuring 8 by 4 meters. The leasehold agreement has a term of 17 years, with the possibility of extending it for another 30 years.

Sunny Wellness Spa Hotel Apartments

If you prefer to live close to all amenities, then the Sunny Wellness Spa Hotel apartments are your choice. This project is designed specifically for tourists and investors, presenting itself as prestigious premium-class housing.

Location and amenities of Sunny Wellness Spa Hotel

Sunny Wellness Spa Hotel is in close proximity to various entertainment, stores and recreational areas of Bali. The apartments are fully furnished with appliances for a comfortable stay or vacation. recreation.

A magnificent residence in Phuket with a unique panoramic view of the ocean and mountains is available for purchase for the sum of 1,467,305 euros. This property, newly dubbed the "Paradise Retreat," impresses with its outstanding view of the picturesque Patong Bay. Such a combination of azure sea and majestic mountains is quite a rare phenomenon. The meticulous construction and secluded location within an exquisite resort complex make this property attractive to serious investors who value comfort and security. The villa is located in a prestigious area of Phuket, not far from the beach.

Tropical Estate

In addition, an infinity pool can be created on the tropical estate to stylishly complement the the interior of the building. The total area of the villa is 310 square meters, including 5 bedrooms, 4 bathrooms and 6 cozy living spaces.

Villas Complex in Phuket

The established complex of villas in Phuket also attracts the attention of investors. This small project not only has functional significance but also captivates with its stylish design. The spacious villas, ranging from 651 to 700 sq.m., are located just a step away from Bang Tao Beach and local markets, which adds to their functionality. The wide shoreline makes it an ideal spot for water activities, sailing, surfing, and SUP surfing.

The under-construction property "King Window View"

The under-construction property "King Window View" offers modern villas in the picturesque Bang Tao area on the island of Phuket. Located near an international school and a water park, this property is the perfect choice for those looking to combine seaside relaxation with their children's well-being. The complex includes 33 villas with 3 to 5 bedrooms, ranging from 351 to 657 square meters. Special infrastructure features quiet alleys and green enclosed spaces for residents.

Villa in Khiri Collection Complex

The villa in the Khiri Collection complex is a luxurious and secure housing option on the Phuket market. Comprising 4 bedrooms, 3 bathrooms, and 3 guest rooms, the villa features modern design, high ceilings, and large windows for maximum natural light.

Proposal from "DDA Real Estate" Company

The company "DDA Real Estate" offers an affordable housing option for those looking to settle down for a long time or visit the cozy island of Phuket. The modern and stylish apartments are located in close proximity to the picturesque Nai Harn beach.

Apartment in Phuket for €368,898

This apartment is located in the Bang Tao area and is a great option for investment, permanent residence or rental. investment and for permanent residence or rental. It is located in the new residential complex The Ozone Oasis Condominium and offers installments and ultra-fashionable accommodation with everything you need for a comfortable life. living. There is online showings and remote transaction, and payment can be made in rubles. The project offers rental yields of up to 5% per annum.

Villa from DDA Real Estate for €558,666

This villa is situated in a picturesque setting and is a true gem with a private pool and four bedrooms. It is perfect for living and relaxing, and upon entering, you will be greeted by a spacious living room with a high ceiling, creating a harmonious open space. There is a remote deal available.

Townhouse from NF Group for €518,761

This Japanese-style townhouse is located in a boutique complex of only 6 villas and is within walking distance to Bang Tao Beach. It combines modern comfort with traditional Japanese design elements and is a wonderful place for living and relaxation. The townhouse features bright and spacious rooms with high windows and ceilings. There is a remote deal available.

Phuket Island Apartments for 192,584 €

These apartments are located on the first beachfront line in a complex consisting of 96 luxurious apartments in the premium northern part of Phuket. They are designed in a modern style and feature spacious and bright rooms with sea views. There is an option to obtain a sea view from the balcony among the amenities. Online viewings and remote transactions are available, as well as the possibility of obtaining a residence permit upon purchase.

Apartments on Bang Tao Beach for €169,657

These apartments are located in a luxurious complex near Bangtao Beach, in the elite Laguna area on Phuket Island. The Sky Park Laguna residential complex, buildings E and F, is a new construction by the popular developer Laguna (over 35 years in the market), situated in the best integrated resort in Asia, which features a swimming pool and a gym. There is a remote deal option and the possibility of payment in cryptocurrency.

Villa in Phuket for €2,320,840

This villa is located in Beach Terrace, a private complex of luxury homes on the first shoreline of the sapphire blue sea. line of the sapphire blue sea. The 417m² villa offers a luxurious design, sea view and emerald green mountains with a private pool. It offers remote transaction, payment in rubles and credit up to 7%.

The first floor of the villa

Transforms your home into a cozy oasis of comfort with various entertainment areas and a snug living room. Here, you'll find spacious rooms that can be tailored to your individual needs and preferences.

As you move to the second floor, you will immerse yourself in the cozy bedrooms and secluded corners for relaxation, designed for your comfort and peace.

New villa in Phuket

With an area of 366 square meters is available at a price of 1,186,724 euros. This is a real gem, located just a few steps from the picturesque lake. Each of the seven villas has a beautiful view of the lake and a spacious plot. The villas are equipped with two kitchens: European and Thai, and offer 2 parking spaces each. parking spaces.

In addition, the clubhouse with its own pool adds style and luxury to your home. The warranty period for the main structures is 5 years, and the strength of the buildings is ensured by reinforced concrete with rebar and steel rods with a diameter of 16...

Villa priced at 670,902 euros

With an area of 310 m², located in the picturesque Bang Tao beach area of Phuket, right by the lakeshore, it allows for stunning views. The design of the villas is not only elegant and modern but also harmoniously blends with the surrounding nature, evoking admiration and wonder.

The infrastructure of the complex will provide you with comfort and coziness - private pools, terraces, and parking spaces for each villa...

Villa in Phuket with an area of 421 m 2

For sale for 1,325,996 euros. An elite residential complex offers luxurious villas in a picturesque location in Thailand. Mayalanya Group offers an apartment in Phuket with an area of 32 m² for 112,352 euros. The project is located near Bang Tao Beach and can be purchased from Mayalanya Group for 217,871 euros.

Apartments in Phuket with an area of 84 m²

Available for the price of 140,295 euros. A complex of villas in Japanese style from a well-known developer offers high-quality housing at an affordable price. The territory of the complex is organized...

We can conclude that Cambodia is a new market for investors, but that doesn't mean its economy isn't developing. On the contrary, the country is steadily modernizing, and growth is expected in various sectors such as exports, industry, and tourism.

Real estate in Cambodia

It's important to noteWhen investing in real estate, one should choose projects that are in the final stages of construction or already fully completed.

Alternative: Bali, Indonesia

Instead of Cambodia, you might want to consider Bali, Indonesia, where real estate is also in demand. The economy is developing here as well, infrastructure projects are being built, and you can gain not only income but also opportunities for leisure.

• Stable demand for real estate in Indonesia95% of which is concentrated in Bali.

• Over the last nine years, the average annual price growth for new buildings has exceeded 10%, and in some locations even 15%. 15% in some locations.

• During construction, the cost of the project usually increases by 10-20%.

The entry threshold for real estate in BaliIt amounts to about $70,000, and a remote transaction is possible.

Examples of real estate properties in Indonesia:

• Villa in Canggu, Indonesia - 827 m², 5 floors, with exquisite architectural design and high construction standards.

• Apartments in Canggu, Indonesia - 40 m², 1 bedroom, with an ocean view and close to the beach.

• House in Canggu, Indonesia - 70 m², 1 bedroom, with a jacuzzi on the terrace.

• Apartments on Bukit Island - 26 m², in a prime location, near the best beach on the coast.

• Apartment in Indonesia - 45 m², in a complex located near three famous beaches of Bali.

Thus, real estate investments in Cambodia and Bali, Indonesia, are attractive income and vacation opportunities. attractive opportunities for income generation and recreation.