How love changed my life: moving to Germany for studies and relationships
- How moving to Germany changed my life and my relationship with Alexey?
- How to pass the competition and study successfully in Germany?
- How to apply to a university in Germany: steps and tips
- How to achieve success when moving and studying in Germany?
- What are the real features of living and working in Germany?
- How to find housing and establish friendships in Frankfurt?
- What are the advantages and challenges of living in Germany?
- Real estate in Berlin: what does the market offer today?
- Valuable real estate offers in Germany: where to invest?
- What real estate options are available in Berlin and how does health insurance work in Germany?
- How to properly make an appointment with a doctor and arrange health insurance in Germany?
- Safety and comfort: how does Germany ensure the protection of its citizens?
Moving to Germany
Moving to Germany was an important milestone in my life. During my studies at the Polytechnic University I managed to visit different parts of Europe many times thanks to student exchange programs.
In 2014, I decided to go to Germany, where I met an old acquaintance who introduced me to his friend Alexey, originally from Russia. This gave me the opportunity to communicate in my native language and make new connections.
Our friendship
Alexey left Russia at the age of ten, and now he is already 32. Our friendship started with messaging on WhatsApp, followed by video calls on Skype. Over time, we decided to meet in person, and that was the beginning of our romantic relationship.
Since spring 2015, I regularly spent two to three weeks with him; sometimes he also came to St. Petersburg and spent time with me.
Long-distance relationship problems
It gradually became clear to us that long-distance love does not bring satisfaction. Alexey had no intention of returning to his homeland, and I felt that I was ready to change my life and move to him. It was a strong inner desire!
In April 2017, after finishing my studies at university, I packed my things and moved to Frankfurt am Main. Now Alexey has become my husband, and in September we will celebrate our baby's six-month milestone.
Student visa
My move was based on a student visa. Initially, I considered the possibility of getting a fiancé visa, but I decided that this decision was premature. I wanted to live with Alexey first and see how compatible we are, as well as focus on my studies.
I had a bachelor's degree in economics, but I dreamed of moving into IT, where I was already working in St. Petersburg and getting considerable satisfaction from my work.
Education in Germany
With a diploma, I have a wide range of specialties available for further education – from journalism to sports disciplines. Without a diploma, I would have to settle for less diverse fields related to my previous professional activities.
However, there is a unique program in Germany.StudienkollegThis allows for a change in the educational trajectory even without a diploma. It is a preparatory program in specialized institutions, required before entering university.
Who is Studienkolleg suitable for?
- Those who cannot be enrolled in an undergraduate program due to various reasons.
- For those who want to change their field of work.
- It helps to eliminate the differences between the educational systems of different countries.
My choice
I chose bioinformatics at Johann Wolfgang Goethe University Frankfurt as my second degree. I was full of hope that this step would open new horizons in my life, and I was excited to start my studies to deepen my skills and knowledge in this exciting and promising field.
Competition for the specialty
That year, the number of applicants for the specialty I chose was about forty people per spot. This meant that in order to successfully enroll, it was necessary to register in the Uni Assist system, which handles the submission of all documents for competitive programs.
When choosing alternative fields, such as computer science, competitions are not mandatory; it's enough to simply gather the necessary documents. However, it should be noted that the educational process in such specialties can be extraordinarily challenging, and often many students lack the strength to complete it. It's good if at least 25% of students make it to graduation.
Studying the German language
As far as my personal experience is concerned, in one year I was able to bring my German to A2 level. Previously, I had never thought about moving to Germany because I was not interested in German - I studied French at school and university.
Therefore, when I made the decision to move, I had to start learning German from scratch. In order to reach the minimum required level, I enrolled in an intensive course, where classes were held four times a week for three hours. I chose a course where the teacher spoke exclusively in German with the students, explaining everything through gestures and drawings, without using Russian.
Although these classes were challenging for me, they turned out to be quite effective: in less than a year, I was able to reach level A2, which, however, was not enough. To study at the university, at least a B2 level of language proficiency was required, and sometimes even C1. Therefore, I also decided to take additional lessons with a teacher.
Planning studies
I had planned to start my studies at the university in April, which corresponded to the summer semester. Before submitting my application and applying for a student visa, I needed to take a German language proficiency test. The exam was scheduled to take place in Frankfurt at the beginning of March, and I had to submit my application to participate by January 15, both electronically and in paper form.
When I was in Germany during the Christmas holidays, I managed to prepare all the necessary documents and submit my application. Then the waiting period began.
Waiting for results
By mid-February, when I returned to Russia, I already had confirmation of receiving my documents, but the invitation for the test still hadn't arrived. I decided to contact the organization myself to find out what was going on — and it turned out to be the right decision!
It turned out that the invitation was sent at the end of January, but unfortunately,“Apparently, it didn’t reach me.”In the end, I had to quickly buy tickets and return to Germany. If I hadn't made that phone call and clarified the situation, I could have been waiting for a long time for a response and probably wouldn't have made it in time.
In that case, I would have to start the application process again, and the summer semester could be forgotten.
In the end, I managed to pass the exam, but there was one important condition for entering the university: I needed to take additional German language courses. I didn't want to stay in Russia for six months just to study the language, so I decided not to hesitate and enrolled in a program in Germany.
In the group where I studied, there were about twenty students from different corners of the planet – from Asia to Africa, from America to Japan. All these guys, like me, were eager to improve their German language skills in order to continue their education at local institutions later on.
Language learning and exams
I could have taken the language exam in one or two semesters, but the tuition cost €800 for each semester, so I decided to complete the courses in one semester. I managed to do that, and in the end, I received a certificate that confirmed my eligibility to study at a German university.
Documents for the university
As for the admission documents, one of the most important requirements wasmotivation letterandconfirmation of available fundsThe list of required documents turned out to be quite standard:
- passport
- photos
- autobiography
- motivation letter
- translation of the diploma
However, the last procedure cost me quite a bit because I had to translate many pages, and each of them required notarization.
Writing a motivational letter
One of the most challenging and time-consuming aspects was the process of writing the motivation letter itself. I had to compose it in such a way that the consulate staff would have no doubts about the sincerity of my intentions to pursue an education in Germany. It was also important to write it in German.
Visa application
After enrolling in the university, I started working on my visa application. Important requirements included an invitation from the educational institution and proof of sufficient funds to live in Germany for the upcoming year. At the time of submitting the documents, it was necessary to have at least €8000 in the account (in ruble equivalent). I read on forums that in some cases it was possible to show funds for six months, but that didn't work for me.
Nevertheless, I was lucky: I only needed bank statements, and no one was interested in the fate of these funds. Like many students, I borrowed money, showed the necessary documents, and then withdrew the funds to pay back my debts.
New rules
The new rule regarding has already come into effect.blocked account. The consulate opens an account in a German bank into which €10,000 must be transferred for a year. Only the minimum required amount of €820 per month can be withdrawn from this account. It is not possible to withdraw the entire amount and dispose of it at your own discretion.
Thus, I submitted all the necessary documents for the visa and began to wait. The academic semester had already started, and I was still waiting for a response.
The system I encountered is truly quite unusual. Obtaining a visa before taking the language exam is impossible, and as a result, the entire situation regarding the start of my studies entirely depends on how quickly my documents are approved at the consulate. Waiting in such circumstances is incredibly difficult, especially when you realize that you can't influence the course of events in any way. Ultimately, I was able to start my studies with almost a three-week delay. If that delay had lasted a week longer, I wouldn't have been able to attend classes and would have ended up waiting for the start of the next semester. It's also important to note that my student visa was initially issued for only six months, which corresponds to one semester. Later, I had to gather funds again in my account to apply to the migration service to obtain a visa for a longer duration.
Favorite places to relax
The Alps have become my favorite place for travel and relaxation. When I moved to Germany, it took me three and a half years before I felt confident with the language. By that time, I already had some academic skills and could communicate freely with other students, but I still felt awkward on the street. Additionally, almost everyone in Frankfurt speaks English, and since I am proficient in that language, there was no need to actively use German. At home, my husband and I communicated in Russian, which also limited my practice.
Overcoming the language barrier
However, gradually I began to overcome my complexes and fears. The language barrier started to weaken, although I still found it much easier and more comfortable to communicate with strangers than with close ones. In my husband's company, I felt uncomfortable showing that I didn't understand something. Today, after three and a half years of living in Germany, I have reached a level of language proficiency that allows me to feel confident. I study in German, go to doctors, and deal with financial and tax issues – in general, this is quite enough for a comfortable life.
Basic principles for moving to Germany
It is important to understand that in Germany, the focus is on knowledge and professional skills, rather than your country of origin. If you are planning to move to this country and want to find a job, I would like to share a few tips based on my personal experience:
- Language learning.Knowledge of the German language is a mandatory requirement. You need to be fluent in the language of the country where you plan to live. Don't expect to be welcomed with open arms and have everything done for you. Achieving success will require hard work.
- Formalities.Germany is very careful about formalities. You need to make sure that all the documents are collected and filled in correctly. You should not risk your own well-being by using false certificates or trying to cheat the system. Honesty is the key to success here, otherwise it can lead to serious legal consequences.
Current situation
At the moment, my main focus is on studying and working. Even though I am on maternity leave, it still takes a lot of time and effort. I strive not to settle for what I've achieved and to continue developing my life in Germany according to my dreams.
I work at an educational institution specializing in finance and management, located in Frankfurt. My job involves distance learning, and I am responsible for creating and curating educational programs covering nearly 15 different subjects, which are offered in English, German, and Russian.
Frankfurt: A Multinational City
Frankfurt is a cosmopolitan city where professional skills and knowledge are more important than nationality. A similar harmony is found in other German cities, where the doors are open to a wide range of professions and highly qualified workers rarely face obstacles when looking for a suitable job.
International Experience
My professional experience includes interacting with colleagues from countries such as India, Brazil, Sri Lanka, Japan, the USA, and many others. Foreigners who have a work visa and possess the necessary skills can expect a variety of employment options. However, it should be noted that in situations with equal qualifications, local candidates have a better chance of success.
Perception of Germany
What is Germany really like? I used to think that Germans might seem cold and distant, but my impressions turned out to be not quite accurate. My acquaintances and colleagues surprised me with their kindness, responsiveness, and sense of humor. They were very supportive when I started learning the German language.
- Yeah, sometimes my attempts to speak didn't sound very confident,
- But those around me assured me that I was making progress, and that was very encouraging.
Official Mail
One of my discoveries was that in Germany, most communication, including important notifications, is done through the mail. After returning from a week-long vacation, I found a huge number of letters in my mailbox. These were not just advertising offers, but real official documents, notifications, and other important papers.
I had to get used to the idea that keeping all these papers organized is necessary for a long time, as tax returns are practiced here, which require careful documentation.
Traditional Approaches
In some ways, Germany may seem somewhat outdated. For example, the use of Apple Pay only started to gain popularity during the COVID-19 pandemic. Until that point, many residents were not inclined to use electronic payments in their daily lives.
It is also worth noting that strict formalities are observed here for signing any contracts—whether it's a rental agreement or other agreements. People take contracts very seriously; one cannot rely on verbal agreements.
- All parties involved in the transactions carefully review the terms to ensure their legality and correctness.
- Germans value formal ways of interaction.
The mobility of the Germans
Moreover, German citizens are quite mobile and willing to change their life circumstances by moving to new cities or seeking new career opportunities. They easily relocate from large metropolises to smaller towns and vice versa.
If someone decides to take a step towards a new job, the employer often offers support in this matter.
Many companies actively collaborate with various real estate agencies to find housing for their employees, as well as to partially reimburse transportation costs. Overall, people in Germany are friendly, but it can be challenging to form deep friendships. Personally, I haven't experienced any negative attitudes towards me as a person from Russia, but I have noticed some bias against people with Eastern features. My experience of living on the street during the winter was quite positive, as the neighbors in Frankfurt turned out to be very friendly and tolerant. They are polite and always point out mistakes in a calm manner, avoiding conflicts.
Establishing connections
So far, I haven't managed to connect with a larger Russian-speaking community in Frankfurt. Nevertheless, I'm glad that I've made a few close friends who speak Russian. I met one of them in language courses and the other at university. Establishing friendships with Germans has proven to be quite challenging. I have a few acquaintances, but I don't feel a strong connection with them yet. Firstly, it's very important to be fluent in the language to create a serious bond; otherwise, meaningful communication becomes impossible. Secondly, the locals are open to new acquaintances, but they approach it with caution, so interactions often end up being limited to meetings over coffee and casual conversations.
Stories about living abroad
If you're interested in stories about life abroad, be sure to check out the "Personal Experience" section, which covers:
- Migration to Germany considering German roots
- I was looking for housing.
- Study
- The difficulties of integrating into a new culture
It would also be helpful to learn about the challenges faced by the daughter of a Russian soldier as she tried to build her life in this country, or to read about life in a small German town.
Housing rental in Frankfurt
The practice of shared apartment rentals is currently popular in the housing market in Frankfurt. This choice is typically made by students, but also by professionals who opt for this living arrangement for savings or for fun. If you don't have a family or children, this form of living can be a great option for optimizing expenses.
Our choice
However, we have a child, so we decided to rent a separate apartment. To do this, we turned to the largest real estate portal in the country, where there are many offers to fit any budget constraints, as well as the opportunity to place your own ad in search of housing. At the moment we are living in the central part of Frankfurt, just five minutes from the historic district, having rented a one-bedroom apartment costing approx.900 eurosper month. We chose this place because of its reputation, which is considered one of the best in the city.
District infrastructure
Our street leads to the main avenue, where all the necessary institutions and establishments are located — shops, cafes, bars, restaurants, and hookah lounges.
At the moment, we are just a minute's walk from the nearest subway station, which allows us to reach any part of the city within half an hour. The summer Alps, where we live, are known for their calm atmosphere. You don't encounter people with inappropriate behavior here, and the locals generally don't stay out in dark alleys at night, which creates an overall sense of safety. I can safely walk my friends home even at two in the morning and return alone without fear, as I have confidence in my protection. However, not all areas of Frankfurt have such a peaceful environment. For example, it's better not to be alone around the central train station at night — it's a troubled area where you can encounter drug addicts, prostitutes, and people of questionable reputation.
Problems with renting housing
One of the big problems in Germany, and especially in Frankfurt, is real estate rentals. The demand for apartments remains high, and up to 20-30 people can come to view one property. The possibility of moving into a new apartment the day after the viewing is minimal, as owners take a long and careful decision. Waiting for your apartment can take from two to three months.
Confirmation of financial capability
One of the most important aspects for property owners is the confirmation of your financial capability. This can bebank statementorcertificate from the workplaceIt is also worth paying attention to carefully studying the rental terms.
Examples of residential real estate in Germany
- Villa in Frankfurt am MainIt costs around €4,000,000. This property, with an area of 500 m², is located in a prestigious suburb. It includes 6 parking spaces, and the annual yield is 3.5%. The villa, built in 2003, has three floors that are rented out on a long-term basis. The house is equipped with modern amenities and is situated in a resort park in the very center of the city.
- Apartment in BerlinThe price is €699,000, and it has an area of 119 m². This property is located in a new residential project in the business district of Berlin, just ten minutes from the center, on the border of the Mitte and Friedrichshain districts. The complex includes two towers that will rise above the banks of the Spree River, offering residents stunning views of the water and the city. The complex will also be complemented by a picturesque landscaped park. A total of 184 apartments are available for sale.
- Apartment in BerlinThe apartment, priced at €465,000, has an area of 64 m² and features one bedroom. It is located in a new residential project in the Friedrichshain area. As in the previous case, high-rise towers will rise above the banks of the Spree River, offering residents stunning panoramic views. This apartment is distinguished by its convenient layout, panoramic windows, and 3-meter high ceilings. Additionally, concierge services and underground parking are provided. The surroundings of this new residential complex are formed by modern office buildings, creating an attractive atmosphere for living and working.
Real estate in Berlin
In Berlin, the capital of Germany, apartments with a total value of €2,752,000 are up for sale. These residential units offer a total area of 428 square meters and consist of eight of the most popular options, including studios and one-bedroom apartments.
The project is currently under construction and is located in the dynamic business district of Friedrichshain, which has become a magnet for many IT start-ups and offices of major international companies such as Mercedes-Benz, Zalando, Coca-Cola and the new Google campus. The neighborhood is also home to the Mercedes-Benz multi-purpose stadium, which adds to its appeal.
Penthouse near Tiergarten
In addition, there is another property in this city, priced at 1,890,000 euros. It is a three-level penthouse with a total area of 207 square meters, located near Berlin's largest park, Tiergarten.
This penthouse was built in 2018 and is located in a building that was constructed in 1985. A distinctive feature of this residence is:
- spacious living room with panoramic windows;
- fully equipped kitchen;
- two bedrooms, including the master bedroom.
Such housing provides a comfortable standard of living and specifications include a heating system.
Apartments in a historic building
For 950,000 euros, you can also purchase luxurious apartments with a current tenant in a historic building built in 1923, located in Berlin. A complete renovation was carried out here from 2003 to 2006.
The apartment includes:
- spacious terrace;
- a cozy living room with an original fireplace;
- separate dining room;
- three bedrooms.
Additionally, there is access to a private garden, which makes this offer especially attractive for families looking for comfortable living.
Modern apartments in Charlottenburg-Wilmersdorf
For those looking for a modern 2-room apartment in Berlin, a new listing is available with an area of 62 square meters. This residential complex is located in the Charlottenburg-Wilmersdorf district, in close proximity to the famous Kurfürstendamm boulevard.
The building was put into operation in July 2019, and its classic architectural style gives it an elegant appearance that meets the highest standards.
Elite 3-room apartments in West Berlin
New three-room apartments have also appeared in West Berlin, in the Charlottenburg district. These elite apartments are currently under construction and will be ready for occupancy by the end of 2022.
The modern facade of buildings, finished with high-quality materials, makes it not only visually appealing but also durable.
Apartment in Wiesbaden
In addition, there is an interesting offer in the secluded resort town of Wiesbaden, which is located just 40 kilometers from Frankfurt am Main. An apartment is listed for 335,000 euros with an area of 49 square meters.
This new housing consists of:
- a bright living room with an open kitchen and access to the terrace;
- cozy bedroom;
- a bathroom with a spacious shower cabin.
The interior finishing is done with high-quality materials, which will undoubtedly please the new owners.
Residential project in the center of Berlin
The final offer at the exhibition is located in the heart of Berlin, in the Schöneberg district. This residential project is available for €807,500 and covers an area of 85 square meters.
It is conveniently located near famous attractions and not far from the Victoria-Luise-Platz subway station, making it an excellent choice for those who want to enjoy life in the heart of Germany's dynamic capital.
In a picturesque part of the city, where there is no hustle and bustle, there is a modern six-story building. Inside this cozy residential complex, there are six bright two-bedroom apartments, each with an area ranging from 85 to 105 square meters. The starting price for such investments is528,912 eurosIn addition to this, new high-end two-room apartments are being offered in the central part of Berlin, in the Friedrichshain district. The completion of this residential project is scheduled forthe fourth quarter of 2024All materials used in the construction process are of high quality and meet the strict standards of German architecture.
New residential project in City West
On the opposite side of the capital, a project for a new residential complex is being developed at a cost of3,660,000 eurosIt will be located on one of the key streets of the famous City West district. The well-known boulevard is just a few minutes' walk away.KurfürstendammThe architectural style of this project resembles old mansions, and the offered apartments vary in the number of rooms — from one to seven, with areas starting from31.5 to 318 square metersEach apartment is designed using high-quality materials and is equipped with all the necessary amenities for comfortable living.
Historical castle in Bavaria
It is also worth noting the possibility of purchasing a historic castle in Bavaria, which has an impressive area.1300 square metersThis majestic architectural monument from the 11th century is located in a picturesque cultural and historical area, 80 kilometers from Munich. The castle, presented as a symbol of centuries of history, is situated on a hill that offers stunning views of the surrounding landscapes.
Investing in real estate in Berlin
For those interested in investing in real estate in Berlin, it is worth considering an apartment with an area of32 square meters, the price of which is228,000 eurosIt is located in an area with well-developed infrastructure, featuring numerous apartment buildings and commercial properties, making it ideal for both living and renting. The proximity to the closed Tegel Airport, which is set for reconstruction, promises good prospects for further property value growth in this area.
Apartment for rent in Munich
There is also the possibility of purchasing a property for rent in Munich: this is2.5-room apartmentarea61 square meters, the price of which is330,000 eurosIt is located on the southern side of the city, in the Forstenried area. The convenient layout allows for a variety of approaches to interior design, making this housing ideal for families with children or for those who work from home, as one of the rooms can easily be converted into an office. The rent for the current tenant will increase to1320 eurosSince July 1, 2023, he has already agreed to this change.
Investment opportunities in Oberhausen
Additionally, we can consider the option of buying an apartment in Oberhausen with an area of27 square meters, which is offered for43,500 eurosThis property already has a tenant, with rent payments coming from the local government, providing the owner with a stable income. All necessary renovation work has been completed in the building, including pipe replacement. Thus, the real estate offers open up great opportunities for profitable investments and comfortable living in Germany.
Quality of construction
The house, built in 1973, stands out for its high level of construction reliability. The building is equipped with reinforced concrete ceilings, which ensures excellent sound insulation and comfortable living. The apartment's windows overlook a quiet street, creating a secluded atmosphere for the residents. The area of the apartment is 27.11 m², and all necessary amenities are in close proximity.
Elite penthouse in Berlin
Dem Group GmbH offers for sale a beautiful penthouse in Berlin, Germany, priced at €3,390,000. This magnificent property is located in the central part of Berlin, in the popular Mitte district.
The penthouse with an area of 260 m² includes:
- 3–4 bedrooms
- A large living room
- Cafeteria
- A kitchen connected to a cozy terrace
In addition to this, the property features an exclusive master bathroom, two guest toilets, two utility rooms, and a spacious walk-in closet, making it particularly desirable for fans of luxury living.
Three-room apartment in Hellersdorf
Another interesting offer is a three-room apartment in the eastern part of Berlin, located in the quiet neighborhood of Hellersdorf, priced at €199,000. It is situated on the second floor of a well-maintained residential building, which creates a comfortable living environment.
This apartment is ready for immediate occupancy after purchase, which is a significant advantage.
Villa in Berlin
In addition, a luxurious villa in Berlin is available for more serious investors for €2,750,000. To learn more details about this unique property, it is advisable to contact the representatives of Habita, who will provide all the necessary information.
House in Garmisch-Partenkirchen
Habita International Estates Ltd offers a house in picturesque Garmisch-Partenkirchen for €1,300,000. The property, covering 260 m², is perfect for those who appreciate the unique atmosphere of the mountains and nature.
A cozy and stylish home, surrounded by the magnificent Alps, is designed for true connoisseurs of comfort and harmony with the surrounding world. The interior space features a spacious foyer leading to a majestic reception hall, making this place particularly appealing.
Medical care in Germany
It is important to emphasize that the healthcare system in Germany is quite different from that in Russia. Every citizen is required to have health insurance, except for those receiving social benefits. The country has both public and private health insurance companies.
Most citizens start with state insurance, which is widely available in the market. Among the main players, there are about four or five large companies that stand out.
Terms of medical insurance
The terms of medical insurance are quite similar:
- Some expenses are covered by the employer.
- Some of the expenses are covered by the employee.
- On average, the cost is about €200 per month.
- Students pay around €100.
The state health insurance provides access to all necessary services. For example, care for pregnant women and the childbirth process are fully covered by insurance, and I only paid for the first screening, while all subsequent tests, including ultrasounds, were included in the insurance. However, it is worth noting that getting an appointment with specialists, such as endocrinologists, can be quite challenging through the state program.
Appointment with a specialist
When making an appointment with a medical specialist, it should not be done spontaneously, but rather with a series of necessary steps in mind. First and foremost, the patient needs to undergo an examination by a therapist, who will carefully listen to all complaints and issue a referral to the appropriate doctor.
Although waiting for a specialist visit may take a while, in emergency situations, help is provided much faster. It's important to remember that the number of multidisciplinary medical institutions in this country is significantly lower than in Russia, so you will likely have to visit different doctors in various locations to receive comprehensive treatment.
Usually, several medical professionals open their offices in one location, but for comprehensive therapy, it may be necessary to move between different clinics, which adds inconvenience.
Private health insurance
When it comes to private health insurance, obtaining it can be a real headache for most people. Only those whose income exceeds a predetermined level, which can vary depending on the specific insurance company, can get such insurance.
I am familiar with the private insurance that my husband uses, and I can definitely point out its advantages. One of the main benefits is the simplification of the process of making an appointment with a doctor – you can choose any specialist you want without the need for a long wait.
Private medical institutions also offer a wider range of services, allowing them to earn more effectively from providing medical care. In this case, the funding comes from the employer, which creates cost advantages for the patient.
Insurance terms
The terms for clients of private insurance companies may vary, but there is one common rule: the sooner you sign the contract, the less you will have to pay later. Young people are often seen as a healthier demographic, which is why their premiums are lower.
At the beginning of the insurance application process, you will be asked to fill out a detailed questionnaire where you need to provide complete information about your health status. You won't be able to deceive the system, as there are serious consequences for providing false information if discovered.
Based on the entered data, the monthly payment is calculated, which can later be adjusted.
Safety in Germany
I feel completely safe and comfortable in Germany. Although I haven't had direct experience interacting with law enforcement, I have observed situations where the police apprehended offenders.
- Recently, in the subway, a man was displaying aggression, causing concern among other passengers.
- Someone pressed the emergency button, and less than five minutes later, police officers arrived at the next station to detain the offender.
Lake Chiemsee
Lake Chiemsee is one of the largest bodies of water in Germany, making it a great spot for summer vacations. The police in this region generally display friendliness and professionalism in their interactions with citizens, which helps foster trust between the community and law enforcement.
Safety at events in Germany
Security measures at mass events in Germany are always at a high level, which can be seen from the numerous police officers ensuring order during events. The situation changed significantly after the tragic terrorist attack at the Christmas market in Berlin in 2016: law enforcement agencies began actively engaging with the public, closely monitoring the situation and being ready to intervene in case of a threat.
Incident in Berlin
The incident that took place on December 19 of the same year, when a truck ran over people at a fair in Breitscheidplatz, highlighted the need for police presence in public places. In Berlin, patrols can be seen, especially in areas around synagogues and educational institutions associated with the Jewish community, which reflects vigilance and readiness for protection. Such measures have become standard for ensuring safety on the streets.
Police patrols
The police maintain constant surveillance not only in large cities but also in quieter areas to ensure the comfort and safety of local residents. Personally, I feel completely safe in Frankfurt — I am confident that no one would dare to break into my apartment or attack me in a dark alley. Although I understand that unfavorable situations are theoretically possible, the likelihood of a negative outcome is actually extremely low.
Emotional stability
Confidence and a sense of security envelop me not only within the city but throughout the country. Emotional stability among the population is also quite high: I know that if financial difficulties arise, the government will always come to the rescue. This is not just a small support, but truly significant financial resources that play a major role in difficult circumstances.
Comfort and stability in Germany
Safety and stability are the qualities that Germany is known for. Here, you can be confident about tomorrow and not worry that the price of something will unpredictably rise. The country attracts with its comfort and proximity to other European destinations. In just a few hours, you can reach the sea, which adds variety to life and makes it more fulfilling.
Developed transportation system
The public transportation system is fully developed, providing comfortable travel across the country. Historically, excellent living conditions have been created on the streets; for example, in dog walking areas, there are special bags provided for cleaning up after pets. Although not everyone follows these rules, the existence of such infrastructure confirms the commitment to cleanliness and order.
Nostalgia for the homeland
I really enjoy living in Germany, except for one thing — the distance from my loved ones who are in St. Petersburg. I try to visit my homeland two or three times a year, but due to my pregnancy and then the coronavirus pandemic, I haven't been home for almost a year. My parents really miss their grandson, and that also makes me very sad.
New horizons
Living in Germany, I am discovering many new horizons for myself. For example, there is a magnificent zoo, Opelzoo, near Frankfurt. Despite all the advantages of living in this country, I sometimes feel the urge to return to my homeland. I realize that circumstances can change, and with each passing year, my feelings for my home country become more and more blurred. Every new day in Germany opens up numerous opportunities for me, but sometimes I am overwhelmed by nostalgia for my hometown and loved ones.
Conclusion
In conclusion of my story about moving to Germany, I can confidently say that this journey has been not only a challenge for me but also an incredible adventure. More importantly, it all started with a simple friendship that gradually grew into something more: strong relationships, family, and a new life in another country.LoveI found myself being that very force that pushed me to take this bold step, and I have never regretted my choice.
Through numerous obstacles, starting fromlanguage barrierBefore the university elections and obtaining my visa, I learned resilience and perseverance. I realized that every small success, whether it was passing the German language exam or being accepted into the university, played a key role in shaping my life here. This experience not only changed me as a person but also opened new horizons in my career and personal relationships.
My new beginning
Now that my son is growing up in this amazing country, I realize that I made the right choice.Was it easy?Of course not. Every stage was filled with difficulties and doubts. But it was these challenges that taught me to appreciate the things I have:
- Family
- Stability
- The opportunity to build a future in a progressive country
Searching for inspiration
I hope that my experience will inspire others to find their own paths and make the decision to move, which can seem daunting.Life is full of surprises.And sometimes it is in these unexpected turns that true happiness lies. Perhaps if it weren't for my move, I would never have known what it truly means to live and love. Every day is a new discovery for me, and I eagerly await what the future will bring.
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