How to obtain Israeli citizenship and find housing in a new country?

Author of the article

The author of this article is Alexander Vodovoz, the CEO and managing partner of BMC Mortgage and Finance Ltd. If you dream of returning to the land of your ancestors and becoming a citizen of Israel, you have a great chance to make that dream come true.

Obtaining Israeli citizenship

The primary task will be to resolve the issue of Israeli citizenship. The situation regarding this matter is quite clear: if you have Jews in your ancestry up to the third generation and can document this, Israel will grant you citizenship without unnecessary complications.

Israeli passport

You can obtain an Israeli passport, called "teudat zeut," immediately upon arrival in the country, right at the airport. Butcitizenship status— this is just the initial stage on the way to a full life in Israel.

Adaptation in a new country

You will need to tackle a number of important questions, such as:

• Legislative aspects
• The work of government institutions
• Housing provision
• Medical insurance registration
• Registration with tax authorities
• Language learning
• Getting used to the culture

All these tasks may seem difficult and will require time to complete.

Awareness of the nuances

Every action in the adaptation process has its pros and cons, so it's important to be aware of all the nuances. In this article, I want to share tips that will help you better understand how to choose a place to live in Israel.

The climate and geography of Israel

Israel is a small country with a comfortable climate. Here you will find:

• Three seas
• The picturesque north with its green landscapes
• Arid southern region
• Large cities
• Numerous new, rapidly developing settlements

The choice of a place to live depends on many factors, such as your individual preferences, life goals, and financial capabilities.The prices for buying or renting housing can vary significantly.depending on the district.

The process of finding housing

Finding the perfect home to buy is no easy task, and this process can take a lot of time. However, with the support of a qualified local consultant, you will find it easier to overcome all obstacles and make your dream of owning a home in Israel a reality.

Temporary housing and subsidies

Most likely, you will first have to stay in temporary housing. Government authorities offer a small subsidy for new repatriates, which can help with rent payments. In some cases, this subsidy can be extended for up to 48 months at the discretion of the Ministry of Construction.

Tax benefits for repatriates

It is also worth noting that there is an attractive tax rate on real estate purchases for new immigrants.

• For repatriates, it amounts to only0.5%from the price to500 thousand dollars
• For amounts exceeding this value,5%

This is significantly lower than the taxes for non-residents, which can reach8%for objects valued up to1.5 million dollarsand10%for more expensive properties.

Mortgage benefits

In addition, new repatriates are offered some small benefits for obtaining a mortgage. For example, in Haifa, it is possible to purchase an apartment with an area of90 square metersfor a total of326,650 euros. This facility includes4 roomsand its location in the Neve Shaanan area makes it particularly attractive for living.

Conclusion

Thus, despite the challenges associated with immigration and adapting to a new land, there are many opportunities for a comfortable life in Israel. Each aspect of this process has its unique features, but with the right information and support, you can successfully overcome all obstacles and start a new chapter of your life in this amazing country.

Apartments in Haifa

In the picturesque Israeli city of Haifa, you have wonderful opportunities to purchase apartments where you can enjoy scenic sea views and a comfortable lifestyle. One of the attractive options is a four-room apartment located on the quiet Atamar Street.

This bright and spacious property covers an area of 90 square meters, and its layout is thoughtfully designed down to the smallest details: the open kitchen harmoniously blends with the living room, and there are several cozy bedrooms. The waterfront can be reached in just 7-10 minutes by car.

The complex has its own warehouse and parking space. The sales services for this property are provided by agent Victoria, and the starting price is395,000 euros.

Apartment on Einstein Street

Another wonderful option is located on the quiet Einstein Street. There is also a four-room apartment covering 100 square meters. This residence features a large spacious kitchen that can be separated from the living room.

The apartment features two bathrooms, one of which is equipped with a bathtub. The spacious and bright living room offers picturesque views, and four ventilation sources create a comfortable climate year-round.

Additionally, there is a private parking space and storage. This apartment is perfect for families with children, as schools and kindergartens are nearby. The price of this offer is414,000 euros.

Other interesting suggestions

• For those looking for something more general, another apartment with an area of 90 square meters is offered. This four-room apartment is also represented by agent Victoria, and its price is425,000 euros.
• If you need more spacious accommodation, take a look at the apartment for550,000 euroswhich occupies 113 square meters and includes three bedrooms and two bathrooms. This property has been beautifully renovated and offers a master bedroom with an en-suite bathroom and a balcony, along with green space surrounding it.
• There is also an apartment for sale in Rishon Lezion, priced at575,000 eurosIts area is approximately 107 square meters and includes four rooms and two bathrooms. The apartment is located on the top, fourth floor of a building that does not have an elevator.

A new apartment under construction in Bat Yam

Another interesting property is a three-room apartment under construction in Bat Yam. It has an area of 82 square meters, and there is also a balcony measuring 10 square meters. The apartment is located on the eighth floor of a new residential complex that is set to be completed in May 2026.

It comes with finishing and is located in close proximity to the sea.

Real estate investments

If you are interested in the possibility of investing in real estate in Israel, it is worth noting some facts. On average, rental yields can range from 1% to 5%.

At the same time, the real estate market offers a variety of options for investing and generating stable income.

Conclusion

It is worth paying attention to unique apartments, which are generally an excellent place to create a comfortable and cozy living space. All the mentioned apartments are located in well-equipped and convenient areas, suitable for both family living and real estate investments.

Don't miss the opportunity that the dynamic real estate market in Haifa and other cities in Israel offers you!

The price diversity in the Tel Aviv housing market

In Tel Aviv and its surrounding areas, there is a wide range of real estate prices. On the central streets, this figure reaches about 5%, while in the outskirts it varies between 3-4%. Despite the high prices, especially during the construction phase, the difference between the cost of new and already completed apartments is quite small. Nevertheless, the market offers many attractive deals that may interest even the most ordinary buyers.

Interesting real estate offers

• A unique apartment is up for sale in Tel Aviv, priced at820,000 euroslocated in a modern building. It includes two rooms, including a bedroom and a cozy living room. The total area is64 square meters, plus a balcony of size14 square metersThe apartment is located on the third floor and also offers an underground parking space for residents. This picturesque Florentine neighborhood provides all the necessary amenities for comfortable living, including shops, cafes, and restaurants.
• Apartments in Herzliya are also available on the real estate market, priced at863,295 euros, with a total area53 square metersthat conveniently accommodate one bedroom and a bathroom.
• The following sentence is about a new apartment in Holon with a total area of120 square meterswhich is sold for867,000 eurosIt is located on the sixth floor of a nine-story building and features a luxurious master bedroom. It is also worth noting the presence of a safe room (mamad) and a parking space registered in the land registry.
• Additionally, I am interested in a private house in Haifa, priced at910,000 eurosThe area of this house is115 m²and the plot on which it is located occupies250 m²There is a garden on the plot that is sized135 m²The interior space includes a master bedroom with a shower and toilet, as well as parking for two cars. The area is actively developing; a school and other necessary infrastructure have already been built.
• Equally appealing is the townhouse in Haifa with a total area of170 m², the price of which is917,066 eurosThere is also an apartment in Tel Aviv with an area of69 m²and a balcony in7 square metersThe living space is completely new and is located in the Montefiori area, which offers all the advantages of city living, being in close proximity to tram lines and major shopping centers.
• The next property is an apartment in Tel Aviv with an area of61 m², at a cost of920,000 eurosThis property offers a magnificent view of the sea and is located on21st floorthe newest building with underground parking. This building was put into operation inin the year 2023Those interested are also offered the opportunity to organize tours of Israeli real estate, combining it with an introduction to the local cuisine.
• In conclusion, you can find an apartment in Haifa with an area of145 m²a five-room apartment located on the summit of Mount Carmel in the "Migdaley David" residential complex. This unique property, with breathtaking views of the Mediterranean Sea, is offered for967,504 eurosThis is a standard offering in the market, combining comfort and stylish design.

Conclusions about purchasing real estate in Israel

Purchasing real estate in Israel can be not only a convenient living option but also a great investment for the future.

Description of an apartment in Haifa

This apartment features three bathrooms, as well as a separate utility room that is perfect for placing a washing machine. It is equipped with an inverter climate control system and has an intelligent "smart home" system, making living more comfortable and practical. The gas stove adds warmth and coziness to everyday life.

Real estate agent Victoria offers a unique opportunity to purchase an apartment in the wonderful city of Haifa. The price of this property is981,260 eurosand the total area is130 square metersThe apartment is located in a new neighborhood of Holon and includes five rooms and a spacious balcony.24 square meters, which is located on the ninth floor.

Mortgage lending in Israel

In Israel, it is possible to obtain a mortgage even if the property being purchased is not the primary residence. In such a situation, the first apartment, which is not encumbered by existing loan obligations, can be used as collateral for various needs.

This means that it can be used to obtain money for:

• repair
• the purchase of an additional apartment;
• acquisition of commercial real estate, such as office or retail spaces;
• construction of a new building.

Health insurance in Israel

Regarding medical insurance in Israel, it should be noted that it is perceived as a premium service, second only to Swiss banking products. Many people strive to gain access to the country's healthcare system, especially those who hope to become citizens of Israel.

However, making an appointment with a doctor in Israel can be a challenging task. You either need to obtain insurance from one of the private insurance companies or meet certain conditions to receive government support.

The condition of residents and medical services

Citizens of Israel who reside permanently in the country usually belong to one of the health funds, which provides them with broad access to medical services. However, if such a person is temporarily absent from the country, their right to state medical care may change.

Even having an Israeli passport does not guarantee that one will retain resident status, which in turn leads to the loss of the right to state-funded medical services.

Criteria for resident status

In Israeli legislation, there is no specific definition of the term "resident of Israel," and therefore the National Insurance Institute has developed its own criteria for this category. Thus, a prolonged absence from the country may serve as grounds for losing that status.

In order for a person to maintain their resident status, they must be in Israel for more than six months a year, without significant trips abroad. These conditions should be taken into account, as after a prolonged absence from the country, one may face an unexpected loss of resident status, which will result in the loss of the right to state-funded medical services.

Recommendations for new repatriates

If a new repatriate plans to stay abroad for an extended period after receiving their passport, it is strongly recommended to obtain private health insurance. In most cases, it is impossible to terminate such insurance without the owner's consent, even if the resident status is lost.

Taxation and business opportunities

When it comes to taxation, many Russian entrepreneurs are starting to think about how to obtain the status of tax residents in Israel, as this can open up new opportunities for doing business and optimizing their tax burden. Studying the aspects of tax residency is becoming increasingly important for those looking to invest or expand their businesses in this country.

Immigration to Israel

Immigration to Israel is an important and significant step, especially for those who already have citizenship in this country and wish to return to their historical homeland, obtaining the status of a new repatriate. Rapid changes in the system of international tax information exchange (CRS) have led to greater transparency in the financial systems of countries. This situation has become one of the reasons why many Russian citizens are seeking new tax conditions outside their country. As a new tax jurisdiction, many have chosen Israel.

What is the reason for this choice? It all comes down to the tax benefits provided for new repatriates. For the first ten years of their residency, they are not required to pay taxes on income earned outside of Israel. However, if a new citizen of the country decides to register their business in Israel, tax obligations will come into effect, and they will be required to pay taxes on income earned within the country.

Tax resident status

You can obtain tax resident status in Israel if:

• spend more than 183 days a year here;
• prove that the center of vital interests is located in this country.

This may turn out to be a challenging task, but with enough persistence and the help of professionals, it is quite achievable. It is also important to remember that the status of a tax resident may be subject to regular checks.

Language and culture

When talking about integration into a new country, it's important to mention language and culture. Anyone wishing to immigrate should understand that without knowledge of Hebrew, their adaptation will be challenging. Despite the significant number of Russian-speaking citizens, they make up no more than 11% of the total population of Israel. The official language is Hebrew, which must be mastered.

Otherwise, when interacting with government institutions, medical facilities, and stores, there may be difficulties in understanding. In theaters, most performances today are in Hebrew, although subtitles in Russian are sometimes available. Nevertheless, music seems to know no language barriers.

Studying Hebrew in ulpanim

Israel offers a unique opportunity for new citizens to learn Hebrew in special educational institutions called ulpanim. Here, one can study not only grammar and basic vocabulary but also immerse themselves in the traditions, culture, history, and economy of the country.

Typically, the courses are conducted at the "Aleph" level, which serves as the foundation of the language. However, if a repatriate already possesses certain knowledge of Hebrew, they may be offered individual courses tailored to their level.

Conditions of study in ulpans

Ulpan training is provided free of charge for a year and a half after repatriation. Typically, the courses last about five months and include 25 hours of classes per week, which creates excellent conditions for the adaptation of new citizens and their integration into Israeli society.

Undoubtedly, knowledge of Hebrew opens up wide opportunities for active participation in the life of the country, allows for a better understanding of its culture and traditions, and also contributes to establishing social connections and career development. Immigrants must realize that learning the language is not only necessary but also a key component of their successful adaptation in a new society.

Conclusion

In conclusion, I want to emphasize that the process of repatriation to Israel is not just about obtaining citizenship, but also a complex journey of adapting to a new life. Each stage of this journey, from choosing temporary housing to mastering local laws and language, requires attention and preparation.

It is essential to study different regions of the country in advance, their characteristics and unique charms, in order to make an informed choice of residence later on. Every decision you make will have consequences for your life, and it is important to consider not only financial aspects but also family values and cultural preferences.

Tips for new repatriates

• Contact the local advisors:Having reliable advisors can significantly ease your adaptation process.
• Study the government assistance.Don't ignore the opportunities for government assistance for new repatriates.
• Study the regions of the country:Familiarize yourself with different regions to determine where you would feel more comfortable living.

I have faced similar questions myself, and experience has shown that having reliable advisors and accurate information can significantly ease the process. I strongly recommend not to overlook the opportunities for government assistance that exist for new repatriates, as this can be a great support at the beginning of your new life journey.

Ahead of you are new acquaintances, opportunities for career growth, and undoubtedly, an exciting journey through the promised land. So, if you have the chance to return to your ancestral homeland, don't miss your opportunity, follow your dream, and may your experience inspire others. I wish you good luck on this path!