How to get a residence permit in Dubai for pensioners: conditions and opportunities

In order to become part of the program that allows foreigners to obtain a residence permit in the United Arab Emirates, they need to meet certain conditions. First of all, it is required to reach the retirement age of 55 and to have the status of a pensioner in their country. This status can be confirmed by a pension certificate or a copy of a labor book. It is important to note that the retirement age in Russia is higher, but responsible citizens can retire earlier.

Basic requirements

In addition, the applicant must meet at least one of the four proposed requirements:

• availability of minimum passive income from20,000 dirhamsper month (approx.$5,500);
• deposit in a UAE bank from1 million dirhamsabout275 thousand dollars) for a period of not less thanthree years;
• purchase of real estate in an amount not less than2 million dirhamswithout taking out a mortgage (approx.550 thousand dollars);
• or combined options where the total value of the assets is not less than2 million dirhamsAt the same time, the value of the real estate must be not less than1 million dirhams.

Family conditions

In addition to the main applicant, his/her spouse and dependent children can also move to Dubai. The residence permit also requires a medical examination, which includes tests for infectious diseases such as HIV and tuberculosis, in order to protect public health.

Getting information about the program

Detailed information about the program as well as the online application form can be found on the official website. If you have an opportunity to move to Dubai, it is important to understand the living conditions in this city and what opportunities it offers to retirees.

The situation with COVID-19

The UAE has carefully controlled the coronavirus situation in recent years. After the pandemic began in 2020, Dubai was closed for just three weeks. Now, almost all facilities such as restaurants, beaches and stores are operating as normal, although precautions are still in place, with temperature measurements and other preventative measures to prevent outbreaks.

Vaccination and opening borders

UAEhave become one of the leading countries in terms of vaccination rates, which allowed for the rapid restoration of international ties and the reopening of borders to foreign citizens. This means that all those wishing to obtain a residence permit through the purchase of real estate can visit the country and choose a suitable object.

The real estate market in Dubai

The real estate market in Dubai offers many attractive options. For example, for about626,402 eurosyou can buy an apartment with an area of119 square meterswhich include two bedrooms. There are also more expensive options, such as luxury apartments in the Burj Khalifa area with an area of156 square meterscost1,027,696 euros. These residences are located in the new Sterling by Omniyat tower, just two minutes from the center of Dubai and on the waterfrontDubai Canal.

Types of housing

The apartments provide a direct view of the famousBurj Khalifaand spectacular urban landscapes. Housing options include:

• studios;
• apartments with1-4 bedrooms;
• unique lofts;
• penthouses;
• townhouses;
• apartments with homestead plots.

The variety of offerings provides flexibility for both potential buyers and investors, opening up a wide range of options to choose from.

Luxury apartment by Hermes Real Estate

Hermes Real Estate offers a unique opportunity to purchase a luxury apartment in Dubai for €2,267,398. This luxurious duplex has a total area of 689 square meters and is located in the prestigious Kempinski Residences The Creek Dubai. The elegant interior features high ceilings and sliding glass doors opening onto a spacious balcony or pool terrace, creating an atmosphere of tranquility and comfort.

Apartment on Pennysula Four by Horizon Realty

Horizon Realty presents an interesting property on Pennisula Four for 588,768 euros. The 81 square meter apartment offers many modern amenities such as:

• swimming pool
• fully equipped gym
• fitness studio
• barbecue areas

It also provides parking spaces, a playground and well-maintained green areas, and there are restaurants and cafes nearby for your comfort.

Stylish apartments in Liv Lux

For €602,874 you can purchase a stylish 83 square meter apartment in the Liv Lux development being built by Liv Real Estate Development. This 47-storey project is located in the prestigious Dubai Marina area and offers a variety of housing options including:

• elegant 1-2 bedroom apartments
• unique 2-4 room apartments

Affordable housing from Hermes Real Estate

Hermes Real Estate also draws your attention to an affordable housing for 478,169 euros, which has an area of 70 square meters. This apartment offers unique conditions for obtainingresidence permiton purchase. It is located in the final phase of the Madinat Jumeirah Living by Meraas community development in the sought-after Umm Suqeim neighborhood. Potential owners will be able to choose from 326 luxury units with a variety of floor plans.

Apartment at Uptown Residences

Horizon Realty is pleased to offer an apartment for €635,247 in Uptown Residences, located in Jumeirah Heights, with an area of 80 square meters. Amenities include:

• well-equipped gym
• sky lounge
• private theater

The payment terms are very attractive:20%at the time of booking and the remainder80%- at the completion of construction.

Exclusive apartments Bugatti Residence

In addition, Horizon Realty offers an exceptional Bugatti Residence apartment for 5,983,066 euros. The total area is 331 square meters and the number of bedrooms is five. This complex is not only a living space, but also a unique architectural creation that sets incredible standardscomfortsandstyles. Living at Bugatti Residence is a special experience for those who strive for the very best.

Exclusive apartments from Habita International Estates Ltd

Habita International Estates Ltd offers exclusive apartments in Dubai for €872,031 with a total area of 116 square meters. These fully furnished and equipped apartments have a system of“smart home”and are located in the very center of the city. The purchase of this property also opens access to a residence permit, which makes it particularly attractive for foreigners looking for coziness and modern comfort in this dynamic metropolis.

Private movie theater and interest-free installments

There is a private movie theater available, providing a unique opportunity to make an interest-free installment plan. Investments in this project look very attractive with a projected return of approx.6.6%. Work on the plan is expected to be completed in thethird quarter of 2026.

Apartments in Society House

The apartments in the Society House project offer spacious living rooms and bedrooms. The design solutions are executed in soft and light tones, creating a friendly atmosphere. Among the amenities, the following can be highlighted:

• Modern design;
• Convenient location;
• Modern technologies.

Unique apartment from DDA Real Estate

A unique apartment from DDA Real Estate is available for sale, priced at598,974 €In Dubai, UAE. The total area is119 m²It includes three bedrooms and two bathrooms. By purchasing this property, you can also obtain a residence permit. An online viewing is available, as well as the option for a remote transaction with payment in rubles.

These exclusive apartments, located in Creek Vistas Heights in the Sobha Hartland area, have the potential to be a great investment opportunity with expected returns.5.4%in US dollars. Additionally, the kitchen is fully equipped, and the installment plan is0%!

It is expected that the deadline for this property will be inin the second quarter of 2026The interior space includes:

• A modernly designed living room;
• Combined with the cafeteria;
• A modern kitchen and bathroom.

Apartment in SO/Uptown Dubai Hotel & Residences

In addition, an apartment is available for1,508,882 €in Dubai, UAE with an area189 m²Also from DDA Real Estate. It includes three bedrooms and two bathrooms. This apartment offers the option of an online viewing and remote transaction with payment in rubles.

You will receive ready-to-move-in apartments in the new SO/Uptown Dubai Hotel & Residences complex, located in the modern Uptown area. This is an excellent choice for both living and investment, as the expected return on investment is8.2%in US dollars!

The kitchen in these apartments is equipped with all the necessary furniture, and the complex has already been put into operation. Additional amenities include:

• Separate entrance and lobby for residents;
• Luxurious lounge;
• A private cinema with modern equipment.

Apartment in the Maya 5 residential complex

The next offer is an apartment for569,873 €in the cozy residential complex Maya 5, with an area of161 m²with four bedrooms and three bathrooms. There is also the option for a remote viewing and payment in rubles. The expected return on this apartment is7.4%in US dollars, which makes it quite attractive for investors.

All the conditions for comfortable living have been created here: the kitchens are furnished and fully equipped. The residential complex is located in the popular Jumeirah Village Circle area, making it an excellent option for both living and renting. Amenities include:

• Lobby;
• Modern fitness center;
• Swimming pool for adults and children;
• Playground and barbecue area.

Premium apartments in DG1 Living

In conclusion, it is worth mentioning the premium apartments in DG1 Living, located along the Dubai Canal in the Business Bay area by DDA Real Estate.

The diversity of real estate in Dubai

In Dubai, located in the United Arab Emirates, there is a wide selection of real estate. Here, you can find a variety of options, including luxurious apartments and townhouses that cater to all financial capabilities and preferences. For example, let's take a look at a few attractive offers:

• Stylish apartments with an area of 186 square meters priced at 3,157,020 euros.
• A spacious townhouse of 301 square meters, which will cost 1,375,564 euros.
• Apartments of 97 square meters priced at 588,792 euros
• Magnificent apartments of 170 square meters for 2,881,429 euros

This is just a small part of the rich selection offered by the Dubai real estate market. These listings are presented by Metropolitan Premium Properties, which has around 2900 similar properties in its portfolio.

Information about real estate

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The significance of medical care

In addition, it is important to highlight the significance of medical services for elderly citizens. After the onset of the pandemic, the issue of access to medical care has become particularly urgent. The United Arab Emirates can be proud of its high level of healthcare. The country has many international medical institutions with highly qualified specialists ready to provide assistance at any time. If there are language difficulties, one can turn to doctors who speak Russian, who can be found through specialized resources.

Quality of medical care

The quality of medical care in the UAE is indeed at a high level. According to recent data, in the first half of 2021, the country ranked 34th in the global healthcare ranking by Numbeo, while:

• Russia is ranked 62nd.
• Ukraine is in 79th place.
• Belarus is in 91st place.

Medical insurance

It is also important not to forget about the significance of health insurance. For tourists, basic medical assistance is available without a policy, but having insurance is mandatory for obtaining a retirement visa. The prices for insurance depend on age and health condition; however, for elderly people, the cost starts from4,500 dirhamsApproximately1.225 US dollars) per year. These expenses are fully justified, as quality insurance covers most medical costs.

Russian-speaking community in Dubai

Speaking about the Russian-speaking community in Dubai, one can note its significant growth in recent years. Even before the pandemic, the number of Russian speakers exceeded200,000 peopleand this figure continues to rise. Many people are now moving from countries where concerns about border closures and various restrictions have become the norm. Dubai attracts those seeking freedom of movement, new opportunities for work and leisure.

Words of the Sales Director

Alina Adamko, Sales Director at Metropolitan Premium Properties, notes: "Our clients often say that just a year ago they couldn't imagine living in Dubai. Now, many families are deciding to move to this city, relocating their businesses and starting a new life." There are numerous stories of entrepreneurs from Ukraine who bring their families to Dubai and continue to work, traveling between the two countries. This highlights the increased interest in emigration to this region.

Russian school in Dubai

In Dubai, there is a Russian educational school, which indicates a significant number of Russian citizens living in this metropolis. The information market features prominent media resources such as the magazine "Russian Emirates" and the radio station "Our Emirates." Additionally, this culturally diverse city hosts performances by Russian artists, which delights the local audience. For those interested in theater, there are Russian-language theatrical productions available at the Mall of the Emirates, as well as the "Melpomene Workshop" troupe, which brings additional cultural opportunities.

The influence of the Russian-speaking community

In large shopping centers, such as Dubai Mall, you can see signs and inscriptions in Russian, highlighting the growing influence of the Russian-speaking population on society. To communicate and make new friends, many turn to social media, with Facebook holding a special place. Active groups include:

• “Emirates in Russian”
• “Russian Emirates”
• “Russians in the UAE”

Members of these communities share useful information and stay connected with each other. There are also groups focused on women raising children, looking for jobs, as well as platforms for posting various advertisements.

The significance of the English language

Knowledge of the English languageIt is an important advantage for a full life in the UAE, as this language has become the primary means of communication for both locals and expats. Learning Arabic is not essential, as many residents, including Arabs, prefer to use English in their daily lives.

Jobs for retirees

For those wishing to work in Dubai, there are specific conditions that allow retirees to obtain residency. This creates numerous opportunities for older individuals who want to actively spend their time. Immigration legislation does not hinder the employment of retirees if they and their families intend to work. Alina Adamko notes:

“Dubai is a city of rapid growth. A person with experience and knowledge will find it easy to find a job here. For example, more flexible conditions have been introduced for doctors, allowing them to work part-time, and several Russian specialists are already working in different clinics simultaneously. Engineers are also in demand in the market, but working in Dubai requires not only technical training but also an understanding of the local culture. Being able to speak English is essential.”

Business and security

It is important to mention that participants in various programs can continue their business in their home country or start something new in Dubai. One of the main advantages of the Emirates is the high degree of...safetyThis country is among the safest in the world and ranks second in the list compiled by Global Finance, second only to Iceland. In Dubai, you can walk the streets freely at any time of day or night, thanks to strict law enforcement oversight. Notably, police officers often do not stand out in appearance, adhering to traditional clothing styles, and thus do not cause discomfort to citizens.

Alyna Adamko's personal experience

Alina Adamko shares her personal experience: "Once I forgot my wallet on the counter at a café. Inside was only my insurance card, but I managed to get it back, which speaks to the high level of trust and safety in our city." Thus, it can be confidently said that life in Dubai offers many opportunities and creates comfortable conditions for Russian-speaking citizens.

Conclusion

In conclusion of our in-depth analysis of the residency program for retirees in Dubai, it can be confidently stated that this offer opens up amazing horizons for those who are ready to start a new chapter of their lives in the United Arab Emirates. Reaching retirement age and meeting the established criteria for financial independence is just the beginning of the journey towards a comfortable life in this remarkable place.

It's important to remember that Dubai not only attracts with its unique architecture and modern lifestyle but also offers numerous opportunities for active leisure. Here, you can enjoy not only beautiful beaches and green parks but also a variety of cultural events, exhibitions, and festivals that make life dynamic and vibrant. For those who dream of tranquility, there are plenty of perfect conditions for rest and relaxation.

Visa application procedure

Moreover, the visa application process, although it requires strict adherence to rules, is carried out quite efficiently, allowing for a quick adaptation to a new life. Of course, a medical examination will be necessary, but this also confirms the care of the Emirati authorities for the health of their citizens and residents. Ongoing COVID-19 testing, high vaccination rates, and the countries' readiness to open borders only strengthen the confidence that the health of residents and visitors in Dubai remains a priority.

Real estate market

The active real estate market offers retirees a wide range of investment options, from cozy apartments to luxurious duplexes with incredible views. This diverse selection of housing allows every retiree to find exactly what suits their tastes and needs.

So, if you are on the brink of a new stage in your life and ready to take a step towards new opportunities in Dubai, I can confidently say that this city is waiting for you with open arms. By investing in real estate and obtaining residency, you will not only acquire a new home but also gain a wealth of experiences and opportunities that can make your retirement truly fulfilling and vibrant.