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Profitable real estate investments in Dubai: installment plans and mortgages for foreigners

Profitable real estate investments in Dubai: installment plans and mortgages for foreigners

Profitable real estate investments in Dubai: installment plans and mortgages for foreigners
  • Installment program in Dubai: favorable conditions for investors
  • Real estate in Dubai: commercial properties and investment methods
  • Help and support on your journey

A beneficial installment plan in Dubai

Dubai offers an attractive installment system for both purchasing properties under construction and ready-made ones. This program significantly simplifies the home buying process, providing a high level of protection for all parties involved.

Unique opportunities for investors

Foreign investors can purchase real estate in Dubai with a small down payment of only 10%. A special feature of this program is the possibility of combining installments with a mortgage and a temporary residence permit until full payment is made. We offer a variety of investment strategies associated with different installment schemes.

Various types of installment plans in Dubai

  • For ready-to-move-in housing, a rent-to-own scheme is often used. Tenants pay slightly more than the market value for the property, and after completing the payments, they gain ownership of the real estate.
  • Installment payments for properties under construction are made in a different way: the majority of the cost is spread over the construction period, and the remaining amount is paid upon completion of construction. The payment schedule depends on the current readiness of the object, which guarantees compliance with deadlines and reduces investment risks.

Protection of buyers' interests under the law

Dubai's legislation imposes strict requirements on developers, minimizing risks for buyers. Developers are required to deposit a significant amount into a special account before construction begins, which provides additional protection for all participants in the process.

This means that the developers are using their own funds rather than investors' money. There are 847 offers on the Dubai real estate market with a starting price starting from $145,000. In the densely populated Motor City area of Dubai, you can find investment apartments with yields of 9% per annum, which are scheduled for delivery in 2025. Prices start from $208,000. In the center of the Arjan district are new residential residency and investment apartments offering first-class infrastructure. These properties offer a yield of 8.2% per year and will be delivered in 2026. They start at $588,000. A notable option is a unique 121 square meter apartment in the prestigious Erin project located in the City Walk neighborhood.
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This object with a yield of up to 7.5% can be purchased at a price starting at $773,000. The high-rise residential complex Dubai Marina, designed by Swiss brand Franck Muller, is scheduled for completion in 2027. It promises a high level of comfort and lifestyle. Other new residences of great interest include Armani Beach Residences at Palm Jumeirah, Eywa with recreational areas in Business Bay, Cello in the JVC neighborhood and 25H Heimat near Burj Khalifa and Dubai Mall. Each of these projects has its own unique concept, many amenities and original style. An installment system is available for investors in Dubai through banks approved by the city's land department. This method combines installments and mortgages. Foreigners can obtain a mortgage by having an account with a local bank
Profitable real estate investments in Dubai: installment plans and mortgages for foreigners

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Considering installment plans for real estate in Dubai

After examining the various installment options for real estate in Dubai, one can conclude that it is attractive to investors and residents of the emirate. The flexibility and affordability of this offer is emphasized by the variety of payment schedules and the possibility of combining it with a mortgage.

Protection and reliability

  • Installment transactions are backed by the protection of regulators and banking institutions, guaranteeing security for all participants.
  • This makes the Dubai real estate market attractive to local residents and foreign investors looking to diversify their investment portfolios.

Benefits of installment payments in Dubai

  • Foreigners can purchase real estate in installments with down payment from 10%.
  • You can combine an installment plan with a mortgage, and you can also obtain a residence permit until the debt is fully paid off.
  • Payments made through installment plans are protected by regulators, which provides additional confidence.

Quality assurance and building control

  • The state inspection confirms the readiness of facilities, minimizing risks for end buyers.
  • Developers are required to deposit a significant portion of the project cost into a special account before construction begins, which ensures financial stability.

Conclusions

The aspects discussed above indicate the attractiveness and potential of the real estate market in Dubai. Installment plans not only serve as a convenient financial tool but also provide investors with the opportunity to diversify their portfolios in a stable environment.

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