Convert Bilt points to book Marriott hotels, but there are other ways to maximize your rewards.

Our experts answer readers' questions about credit cards and write unbiased product reviews (here's how we rate credit cards). In some cases, we receive a commission from our affiliates; however, our opinions are our own. The terms and conditions apply to the offers on this page.

Something is loading. Thank you for registering! You can access your favorite topics in a personalized feed when you're on the go.

As of today, November 8, you can now transfer Bilt Rewards points to the Marriott Bonvoy program at a 1:1 ratio. Bilt cardholders can transfer points to Marriott in portions of 1,000 (Bilt Blue Tier members must transfer a minimum of 2,000 points per transaction). Cardholders also receive a bonus 5,000 Marriott Bonvoy points for every 20,000 Bilt points transferred to Marriott in a single transaction. Transferring points from Bilt to Marriott can take up to 48 hours to get to your Bonvoy account. Marriott joins a dozen Bilt transfer partners among airlines and hotels, including American Airlines and United Airlines in the air, and IHG and Hyatt on the ground. You'll receive a bonus of 100 Bilt Rewards points for linking your Marriott Bonvoy account to your Bilt Rewards account.

There's a little refresher on the Bilt Mastercard® and what you should know about the value of Bilt points and transfer partners. Mastercard Bilt®Mastercard Bilt®Editor's Five-Star Rating

The Mastercard Bilt® card

A relative newcomer to the consumer credit card market that has generated a lot of interest for good reason. This no annual fee card earns points on monthly rental payments with no processing fees and offers 3x points on restaurant purchases or 2x points on travel. Foodies in some major cities can also get up to 8x points when visiting certain Bilt partner restaurants. You'll also earn 5x Lyft points if you link your member account to Bilt Rewards. Bilt cardholders also earn extra points on the first day of each month as part of Bilt Rent Day by playing quizzes or making credit card purchases. All purchases, except rentals, earn double points on "Rent Day". The editors value Bilt points at an average rate of 1.65 cents apiece, although redemption costs can range from 1.2 to 2.1 cents apiece.

Sale flat in Southbury 192 212 $

USA,Southbury

3 Bedrooms

2 Bathrooms

106 м²

Sale house in Chicago with city view 299 000 $

USA,Chicago

4 Bedrooms

1 Bathroom

107 м²

Sale flat in Chicago with city view 219 999 $

USA,Chicago

2 Bedrooms

2 Bathrooms

133 м²

Sale flat in New York with city view 625 000 $

USA,New York

1 Bedroom

1 Bathroom

78 м²

Sale flat in Fort Lauderdale 595 000 $

USA,Fort Lauderdale

1 Bedroom

1 Bathroom

63 м²

Sale cottage in Houston with park view 550 000 $

USA,Houston

4 Bedrooms

3 Bathrooms

258 м²

Transferring points to Marriott can be an effective way to add to a hotel chain's points balance. However, direct transfer is not the best scheme, as Insider estimates that Marriott points are worth just 0.7 cents apiece on average, while Bilt points can cost much more. (It should be noted that transferring points from Chase Ultimate Rewards or Amex Membership Rewards to Marriott also has a low redemption rate.) It is often most beneficial to transfer Bilt points to your airline partners. For example, in November 2023, Rent Day gave members the opportunity to transfer points to Emirates airline with a bonus of up to 150%, where 1,000 Bilt points could be worth 2,500 Emirates Skywards miles. Since a single first class flight on Emirates can cost over $5,000, booking a luxury flight for miles can be a much more efficient use of your points. Alternatively, you can book travel directly through Bilt's travel portal and use your points to pay for part or all of the cost.

Kathryn FantAG/h3>

Chief Credit Card Editor

I am the senior credit card editor at Personal Finance Insider and previously worked with Business Insider before becoming a full-time editorial staffer. I have published over 1800 articles, guides and reviews for various publications including Forbes Advisor, USA TODAY Blueprint, The Points Guy, NerdWallet, LendingTree, Slickdeals Money, CreditCards.com, Bankrate and more. My areas of expertise include points and miles travel; consumer and small business credit cards; travel insurance; personal finance; small business technology and software; consumer real estate investment; and insurance. I am also an experienced photojournalist who has covered Austin City Limits, South by Southwest and other events for the Austin American-Statesman, Associated Press, Google and MSN. I am a proud Longhorn and hold dual degrees in Journalism and Asian American Cultural Studies from the University of Texas at Austin. I started my career in technology, working as a software salesman before returning to my journalism roots. A former third culture kid who spent time between Texas and Taiwan when I was older, I feel more comfortable on an airplane than I do with a several year old apartment lease. I have visited all seven continents by February 2023 (yes, including the ice continent). In my spare time, you'll probably find me in an airport lounge somewhere in the world; cooking Thai beef noodle soup or hand noodles; splitting time between Austin and New York; or planning my next visit to Taiwan.

Read more Read less Editorial note: The opinions, analyses, reviews, or recommendations expressed in this article are the unanimous opinions of the author and have not been verified, approved, or otherwise endorsed by any card issuer. Read our editorial standards. Please note: while the above offers are accurate at the time of publication, they are subject to change or may not be available at any time.**Registration required. For Bilt Mastercard rewards and benefits, click here.