Can I pass reform with less than 10 years' service? Find out here

The good news is that a pension is also possible for those who have contributed for less than 10 years. However, this payment has its own access conditions and is lower than the amount of pensions paid to those who have contributed for longer, explains Ekonomista.

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The pension for those who have contributed for less than 10 years is called the seniority of the social pension. In other words, it is still a cash benefit paid monthly, but it is for those who are not entitled to a senior pension. So, if you have not contributed or have contributed for less than 15 years, you can claim this benefit.

As with the regular pension, you need to reach 66 years and seven months (or 66 years and four months if you wait until 2023). What are the conditions''years, it is sufficient to calculate the warranty periods. The calculation is done as follows: Prior to December 31, 1993: each period of 12 months is considered a calendar year. From January 1, 1994: each set of 120 pay days is considered a calendar year.

Even if you have records of different calendar years with less than 120 days of dues, you can accumulate those days to get one full calendar year. It is also possible to add up periods that do not overlap with other social security systems, both national and foreign, to reach the guarantee period. However, it is necessary to have at least one full calendar year with an earnings record in the regular system.

What do I need to do to get this pension? You can request a pension for those who''has paid contributions for less than 10 years to the social security authorities. The response time is a maximum of 90 days. You will need to apply Mod.RP5002-DGSS and provide proof of identity (yours and your spouse's) and income tax returns. If you own real estate, you will need to provide proof of the value of your real estate.