Real estate: the explosion of interest rates
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IMG: interest rates explode
This is a steep turnaround that says a lot about the state of the real estate market. Its disappearance was scheduled for 2024, but the zero interest rate mortgage (PTZ) is likely to be retained and its scope expanded. All because between March 2022 and March 2023, the average interest rate on mortgages in France doubled.
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In line with this, Economy Minister Bruno Le Maire announced Wednesday morning that the maximum amount of PTZ, a program aimed at the poorest families, will be revised from 80,000 to 100,000 euros. The proportion it can be compared to another loan will also increase from 40 percent to 50 percent.
"We want as many families as possible to have access to mortgage loans, especially in light of the increase in interest rates associated with inflation," explained the head of the Ministry of Finance.
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