Regret not having purchased a home in these 14 cities within a decade.

While the housing market is typically evaluated as a whole, changes in prices and market dynamics can be very localized. For example, according to Zillow, the expected annualized rate of home price growth in the U.S. as a whole is 1.7%, and the median price of $395,220 is expected to be reached by 2033. But in fast-growing markets like Columbia, Missouri, the expected rate is 6.4% - more than three times the national average.

To determine the most attractive cities to buy real estate over the next decade, GOBankingRates looked at homes that are currently priced below the national median of $333,910 with an expected growth rate exceeding the projected national' 'projected home value at U.S. median value: 2025

8. Fayetteville, Arkansas

• March 2023 Home Price: $311,752
• 1-year projected growth: 3.8%
• Year when projected home value is expected to reach the U.S. average: 2027
• Projected home price in 2027: $361,908
• Projected home value in 2033: $452,671

7. Daphne, Alabama

• March 2023 Home Price: $328,632
• 1-year projected growth: 3.3%
• Year when projected home value is expected to reach the U.S. average: 2025
• Projected price'.

1. Columbia, Missouri

• March 2023 Home Price: $271,245
• 1-year projected growth: 6.4%
• Year when projected home value is expected to reach the U.S. average: 2028
• Projected home price in 2028: $369,888
• Projected home value in 2033: $504,403

Methodology:GOBankingRates took the overall median home value in the U.S. and projected its growth over 10 years using Zillow's annual March 2023-2024 forecast. This projected rate' 'was compared to the projections of the 250 largest metropolitan areas in the U.S. and the top-250 metropolitan areas that currently have home prices below the national median, with those that exceed the national median for the next 10 years (plus their projected growth rate over the same period) being considered a "place you'd like to buy." For each metropolis for the next decade, GOBankingRates found the following factors: (1) the year the metropolis becomes "affordable"; (2) the projected home value for that year; and (3) the projected median U.S. home value for that year. NOTE: GOBankingRates does not expect home value growth to remain stationary at one current rate for the next decade, but using these constant numbers gives us