Housing: 6 out of 10 people have difficulty paying for housing.

have also increased due to inflation. Finding affordable housing for everyone is becoming increasingly difficult. Many fear they will have to leave their homes,' the report said.

Housing conditions

According to the FHFA's report on the results, the surveyed population has lived in their current housing for an average of 20 years, and the majority of them have lived in their own home (66.4%), of which 31.2% have a mortgage.

One in six tenants (17.2%) do not have a written contract and 13.3% live in 'free' homes (inherited, borrowed, from relatives) and 2% are rented to a landlord from a public or equivalent institution (municipality, state or third sector agency).

Costs of credit and''rent

With regard to the average monthly cost of a bank loan or rent, despite significant regional differences, households with expenses (51%) "spend an average of €573 per month on loan or rent repayments", while private sector renters have the highest costs (€679/month).

The report concluded that "62% of these households, i.e. one in six people, have difficulty meeting monthly housing costs and 13%, i.e. one in eight, have great difficulty making payments".

Necessary improvements

"The majority of respondents (81%) say they are satisfied with their homes, but two-thirds cite urgent repairs or improvements that need to be made to their homes," indicated''s study, adding that ahead of that is the need to insulate windows or doors (15.1%), fix leaks or damp on ceilings and walls (10.7%) and paint walls (9.9%).

Risk of losing housing

In terms of the risk of losing their current home and options for dealing with it, "one in nine respondents (12%) believe they are at risk of losing their home in the next five years due to rent increases or mortgage repayments (50%) or landlord-initiated (28%). "

If they had to leave their home, 33.9% of respondents said 'they would have nowhere to go, meaning they would need some kind of social support', while 33.1% said they would rent, 14.2% would go to live with relatives, 8.7% would buy''would house and 7.9% would go to live with people who are not family members.

Influence on life decisions

When asked about difficulties in accessing housing since 2015, over a quarter of respondents (27%) said that "access to housing has already affected life decisions, with an average of two life decisions affected", this percentage is "higher among renters and younger people (36% for the 18-34 age group and 33% for the 35-54 age group)".

The most limiting decisions are moving to another city or location (34.9%), moving out of their parents' home (31.5%), living alone (28.1%) and getting married or living with a partner (25.7%).