4 bedroom villa with large grounds in Lagoa area, Portugal
The villa consists of three bedrooms, all with built in closets and one suite. In the living room you will find a wood-burning fireplace that distributes heat throughout the property, a dining room, a spacious bathroom, office space, a laundry room and a fully equipped kitchen. The distribution of the property has been carefully thought out, for example, you can park next to the kitchen and take any purchases from your car without going through the property. The total size of the plot is 1250 m2 which has a large garden and barbecue area, ideal for spending sunny Algerian days in good company with family or friends. Features: Double glazed garden Equipped kitchen Laundry Located in the heart of the Algarve, the Lagoa region is renowned for its coastline and boasts some of the best beaches in the country. The craggy golden cliffs are home to many caves, grottos and pools of turquoise waters, perfect for exploring by boat or kayak. The town of Lagoa is quite small and traditional, and relatively non-touristy. Towards the coast you can find the charming villages and seaside resorts of Carvoeiro and Ferragudo, two of the most popular tourist destinations in southern Portugal. The Lagoa region also has some wonderful stretches of countryside, including a number of vineyards, and is one of four delineated wine regions in the Algarve.
In Portugal a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Lagoa; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Portugal finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Portugal takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Lagoa short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (660 386 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Lagoa: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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