Area
192 м2
Bedrooms
4
Bathrooms
3
Year of construction
2019
Services and facilities
Balcony or terrace
Heating system
Security system
Internet
Furniture
Household appliances
Lift
Air conditioner
Additional details
Property type
Elite
Number of rooms
5
Publication
From the Agency
Floor
2
Object type
Flat
Price
3 412 924 $
Condition
New Building
Location
By the Sea
Characteristics
Balcony or terrace
Heating system
Security system
Internet
Furniture
Household appliances
Lift
Air conditioner
Sea View
Mountain View
Infrastructure
Open pool
Indoor pool
Fitness center
Relaxation area
Sauna
Spa zone
Distance to key points, m
To airport
17000
To sea
10
FAQ
In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Herceg Novi; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Herceg Novi short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (3 412 924 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Herceg Novi: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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Liliya
International Real Estate Consultant