Flat in Nicosia. City - Nicosia
Spacious 3+1 apartment in a modern residential complex in Hamitköy
We present to you a beautiful 3+1 apartment with a total area of 133 m² in one of the most picturesque districts of the capital of Northern Cyprus – Hamitköy. This quiet and green corner of Lefkoşa is surrounded by mountain ranges and natural beauty, ideally suited for comfortable living.
The complex is located away from highways, preserving peace and comfort, while providing convenient access to all major cities of the region thanks to the proximity of two main roads. The complex grounds include parking for each resident, providing additional comfort.
The apartment is designed with attention to detail: a functional kitchen, three spacious bedrooms and three modern bathrooms will provide convenience even for a large family. Special attention is drawn to the spacious balcony, where you can enjoy fresh air and picturesque views.
Completion of construction is planned for the end of 2026, and right now you have a unique opportunity to purchase this apartment with an installment plan until the completion of the project.
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Nicosia; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Nicosia short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (212 622 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Nicosia: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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