Flat in Northern Cyprus. City - Kyrenia
Discover the comfort of Mediterranean living in this beautifully furnished 3+1 apartment located in Upper Girne. Spacious interiors, impressive panoramic views and the amenities of a modern residential complex create ideal conditions for comfortable living.
The apartment offers an impressive usable area of 230 m² and is suitable for those who value space, comfort and the opportunity to host guests. The property is located on the 5th floor of a 10-storey building and offers attractive views of Girne, the surrounding mountains, green natural landscapes and the Mediterranean Sea.
The layout includes three bedrooms, a spacious living room and two bathrooms, one of which is an en-suite bathroom. Spacious balconies and terraces extend the living space and create ideal conditions for morning coffee, quiet evenings and enjoying panoramic views.
The apartment is sold fully furnished, so new owners can move in without additional furnishing costs. The property is suitable both for permanent residence and for use as a spacious holiday apartment or long-term investment in North Cyprus real estate.
Property features
Spacious apartment with panoramic view
The main advantages of this property are the spacious area of 230 m², fully furnished interiors, open recreation areas and impressive views of the city, mountains and sea. The location in Upper Girne allows you to enjoy the city atmosphere combined with the natural beauty of the surrounding landscape.
This apartment will be an attractive choice for buyers looking for spacious housing in Girne for comfortable living, holidays or investment in North Cyprus real estate.
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kyrenia; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kyrenia short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (382 460 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kyrenia: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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