Flat in Northern Cyprus. City - Kyrenia
North Cyprus real estate is the perfect combination of comfortable living by the sea and profitable investments. If you are looking for where to buy an apartment in Girne (Kyrenia), pay attention to the modern 3+1 apartment in the prestigious CC Towers complex in the city center. This is an excellent opportunity to purchase real estate in North Cyprus with panoramic sea, mountain, and city views, with ready-made renovation and furniture, suitable for both living and renting out.
For sale is a spacious apartment with three bedrooms, located on the 5th floor of a 9-story building. The windows offer impressive panoramic views of the Mediterranean Sea, mountains, and the cityscape of Kyrenia, making this property particularly attractive among North Cyprus real estate in the city center.
The CC Towers residential complex consists of two modern blocks and offers a full range of amenities for comfortable living: underground parking, a swimming pool, a fitness room, and a generator for uninterrupted power supply. All necessary infrastructure — shops, schools, restaurants, pharmacies — is within walking distance, which is an important advantage when choosing real estate in Girne.
The apartment layout is thought out to the smallest detail: three spacious bedrooms, two bathrooms, a bright living room with an open-type kitchen and access to a large balcony. Panoramic windows fill the space with natural light and emphasize the modern design. The apartment is fully furnished and equipped with all necessary household appliances — ready for occupancy without additional investments.
An additional advantage is the possibility of purchasing in installments, which makes the acquisition of North Cyprus real estate even more accessible.
This property is ideal for both comfortable living in the center of Girne and for investment with high rental income. Modern architecture, prestigious location, and developed infrastructure make CC Towers one of the most sought-after complexes in the North Cyprus real estate market.
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kyrenia; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kyrenia short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (453 767 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kyrenia: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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