Flat 197 м² in Kumbor, Montenegro

280 701 $

1 424 $ /м²

4OXeT

Flat 197m² in Montenegro, Kumbor. Priced at 240000€ rent photo-

Area

197 м²

Bedrooms

Mirage

We are pleased to present to your attention a luxury option for investment or purchase for personal use.Four bedroom duplex apartment on the absolute first line in the world famous historical museum town of Nessebar. This beautiful maisonette with sea views is located in the stunning complex “Mirage”. It occupies a total area of 197 sq.m. It is sold with furniture and appliances.Aparthotel “Mirage” is built on the very beach 10 meters from the sea and offers many amenities for a comfortable and quality vacation, among which are:- reception and lobby bar,- swimming pool,- shopping center,- children's playground,- large panoramic terrace,- nightclub,- restaurant,- fitness area,- massage room,- laundry room,- three elevators,- security and video surveillance,- beautifully landscaped grounds.Annual support tax: 1800 Euros.

Services and facilities

Furniture

Pool

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

280 701 $

Location

By the Sea

Characteristics

Furniture

Pool

Distance to key points, m

To sea 10

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (280 701 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).