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House 119 м² in Kotor, Montenegro

297 958 $

2 503 $ /м²

4OW0P
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Area

119 м2

Bedrooms

3

Bathrooms

2

Luxurious standalone house with 3 bedrooms in Kotor.

2100 Two-story house for sale in the city of Luta. The house is located in the city of Luta above the highway. It has two levels. The first level consists of one bedroom, living room, kitchen, and bathroom. The second level consists of two bedrooms and a bathroom. Green terraces with shade will allow you to enjoy summer every day. The plot has a beautiful landscape design. The house is located just steps away from the sea. City utilities. Beach - concrete slabs and pebbles.

Additional details

Property type

Residential Properties

Object type

House

Price

297 958 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (297 958 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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