House 160 м² in Kotor, Montenegro

976 224 $

6 101 $ /м²

4OVql

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #1

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #2

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #3

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #4

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #5

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #6

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #7

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #8

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #9

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #10

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #11

House 160m² in Montenegro, Kotor. Priced at 850000€ rent photo- #12

Area

160 м²

Bedrooms

Bathrooms

Luxury detached 5 bedroom house for sale in Kotor, Montenegro

MP-19008 The house consists of two levels, first floor and high attic. It has a living area of 160 m2 and a plot of 386 m2. The house consists of 5 apartments, on the first floor of 90m2 there are 3 studio apartments with bathroom and kitchen, adapted for tourist rentals. The second floor has an area of 70m2 and is divided into two apartments. All apartments have a separate entrance. On the second floor there is a large terrace with a beautiful view of the sea and Perast.

Additional details

Property type

Residential Properties

Object type

House

Price

976 224 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (976 224 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).