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House 92 м² in Herceg Novi, Montenegro

175 834 $

1 911 $ /м²

4OcmX
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Area

92 м2

Bedrooms

3

Year of construction

1989

Two houses for sale in Topla-3, with a plot

Two houses for sale in Topla-3, with a plot of 350 m2. Located in a cozy place, surrounded by forest on all sides.

First house: area 35 m2, 1 bedroom, bathroom, living room with kitchen, everything is new. You can obtain permission to build a second floor.

Second house: apartment with two bedrooms 44 m2, bathroom, kitchen, living room, and utility room on the ground floor 13 m2.

The documents have been submitted for legalization, and the issue of the object entering another area is being resolved.

Additional details

Property type

Residential Properties

Floor

2

Object type

House

Price

175 834 $

Land area

350

Distance to key points, m

To sea 1000

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Herceg Novi; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Herceg Novi short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (175 834 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Herceg Novi: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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