House 154 м² in Ratac, Montenegro

192 645 $

1 250 $ /м²

4OdLT

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #1

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #2

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #3

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #4

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #5

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #6

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #7

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #8

House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #9

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House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #12

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House 154m² in Montenegro, Ratac. Priced at 168000€ rent photo- #18

Area

154 м²

Bedrooms

Cozy house with 3 apartments

The house is located in the village. Ratac 450 meters from the sea surrounded by greenery

Plot area of 200 m2.

House area 154m2 (net)

Planning

On the 1st floor there is an apartment consisting of two rooms and a kitchen

An external staircase leads to the second floor

The second and third floors are identical and consist of 1 bedroom apartments, connected by an internal staircase

City water, electricity, sewerage - septic tank

Documents submitted for legalization

Additional details

Property type

Residential Properties

Floor

Object type

House

Price

192 645 $

Land area

200

Distance to key points, m

To sea 450

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ratac; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Ratac short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (192 645 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Ratac: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).