Property Abroad

Montenegro

Kotor

Flat

Flat 114 м² in Kotor, Montenegro

351 778 $

3 085 $ /м²

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Flat 114m² in Montenegro, Kotor. Priced at 299900€ rent photo- #1

Flat 114m² in Montenegro, Kotor. Priced at 299900€ rent photo- #2

Flat 114m² in Montenegro, Kotor. Priced at 299900€ rent photo- #3

Flat 114m² in Montenegro, Kotor. Priced at 299900€ rent photo- #4

Flat 114m² in Montenegro, Kotor. Priced at 299900€ rent photo- #5

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Flat 114m² in Montenegro, Kotor. Priced at 299900€ rent photo- #7

Flat 114m² in Montenegro, Kotor. Priced at 299900€ rent photo- #8

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Flat 114m² in Montenegro, Kotor. Priced at 299900€ rent photo- #20

Area

114 м²

Bedrooms

Apartment in Kotor. City - Kotor

A 2 bedroom apartment in Kotor

2 bedrooms, 1 children's room, plus 1 room with access to the balcony, 2 bathrooms, 2 terraces with beautiful views of the bay, with all furniture and appliances, underfloor heating everywhere.

Top floor. 100 meters to the sea.

Unbuilt direct panoramic view of the Bay of Kotor. Own parking space in front of the house.

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

351 778 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (351 778 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).