Flat 53 м² in Sutomore, Montenegro

98 986 $

1 867 $ /м²

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Area

53 м²

Bedrooms

Apartment in Bar. The city is Sutomore.

Legal two-bedroom apartment in Sutomore, 53 m2 on the fifth floor of an apartment building, without an elevator.
The building is located in a flat area on Tsar Lazar Street.
Layout: hallway, 2 bedrooms, separate kitchen-dining room, living room separated, bathroom, terrace.
550 meters to the main promenade,
350 meters to the school,
250 meters to the grocery store.

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

98 986 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sutomore; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sutomore short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (98 986 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sutomore: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).