Flat 36 м² in Kumbor, Montenegro

24 838 $

689 $ /м²

4OXO5

Flat 36m² in Montenegro, Kumbor. Priced at 22205€ rent photo-

Area

36 м²

Bedrooms

House

Offered to your attention are apartments in a new residential building in the Chernomorets quarter in the city of Nessebar. The apartments are delivered "turnkey". Chernomorets is a young quarter with well-developed infrastructure. Nearby there is a kindergarten, children's playgrounds, as well as year-round restaurants. There is a bus stop near the building. An ideal option for year-round living.

Additional details

Property type

Residential Properties

Floor

Object type

Flat

Price

24 838 $

Location

By the Sea

Distance to key points, m

To sea 450

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (24 838 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).