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Flat 85 м² in Budva, Montenegro

384 794 $

4 526 $ /м²

4OZwa
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Area

85 м2

Bedrooms

3

Bathrooms

2

Beautiful three-bedroom apartment above St. Stefan, Budva Riviera

Located in one of the most beautiful parts of the Budva Riviera, right above Sveti Stefan, approximately 300 meters from the sea and the best beaches. 10 km from the Old Town of Budva. The three-bedroom apartment with an area of ​​85 m2 is located on the first level of a small house. It consists of an open plan living room with kitchen and dining area, three bedrooms, one bathroom, and one guest toilet, entrance hall, terrace with beautiful views of the sea and Sveti Stefan. Note: terraces of approximately 30 m2 are not legalized. An open parking space is included in the price. For more detailed information and property viewing appointments, please contact our real estate consultants at info@residomontenegro.com.

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Object type

Flat

Price

384 794 $

Characteristics

Air conditioner

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Budva; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Budva short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (384 794 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Budva: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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