Flat 98 м² in Kotor, Montenegro

392 840 $

4 008 $ /м²

4OZx4

Flat 98m² in Montenegro, Kotor. Priced at 350000€ rent photo- #1

Flat 98m² in Montenegro, Kotor. Priced at 350000€ rent photo- #2

Flat 98m² in Montenegro, Kotor. Priced at 350000€ rent photo- #3

Flat 98m² in Montenegro, Kotor. Priced at 350000€ rent photo- #4

Flat 98m² in Montenegro, Kotor. Priced at 350000€ rent photo- #5

Flat 98m² in Montenegro, Kotor. Priced at 350000€ rent photo- #6

Area

98 м²

Bedrooms

Bathrooms

Beautiful three-bedroom apartment in Dobrota, Kotor

The three-bedroom apartment is located on the second floor of a small residential building with a beautiful sea view. The 98 m2 apartment includes an open-plan living room with kitchen and dining area, three bedrooms, two bathrooms, and three terraces. Split air conditioners in all rooms. Heated floors. An open parking space in front of the building is included in the price. The distance to the sea is approximately 500 m. Key distances from this location: 12 m to Tivat airport, 89 km to Podgorica airport, 65 km to Dubrovnik airport, 15 km to the most prestigious marina in the Adriatic - Porto Montenegro, 27 km to Montenegro's summer nightlife capital - Budva, 58 km to the old capital and historical center of Cetinje. For detailed information and property viewing appointments, please contact our real estate consultants at info@residomontenegro.com.

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Object type

Flat

Price

392 840 $

Characteristics

Air conditioner

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (392 840 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).