Flat 150 м² in Kotor, Montenegro

842 615 $

5 617 $ /м²

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Flat 150m² in Montenegro, Kotor. Priced at 752000€ rent photo- #1

Flat 150m² in Montenegro, Kotor. Priced at 752000€ rent photo- #2

Flat 150m² in Montenegro, Kotor. Priced at 752000€ rent photo- #3

Flat 150m² in Montenegro, Kotor. Priced at 752000€ rent photo- #4

Flat 150m² in Montenegro, Kotor. Priced at 752000€ rent photo- #5

Flat 150m² in Montenegro, Kotor. Priced at 752000€ rent photo- #6

Area

150 м²

Bedrooms

Bathrooms

Luxury 3 bedroom apartments for sale in Kotor, Montenegro

Area: 150 m2 (105 m2 + terrace 45 m2) Bedrooms: 3 Bathrooms: 2+1 Luxuriously equipped, two bedroom apartment in a 5* hotel-resort complex in Stoliv, Kotor. The apartment consists of an open plan living room with dining room and kitchen, three bedrooms, one of which is master bedroom with en-suite bathroom, bathroom, spacious terrace of 45 m2 with sea view, and a guest toilet. The apartment is sold fully furnished. The future owners, thanks to a five-year lease agreement with the hotel, are guaranteed a return on investment of 5 per year and are exempt from maintenance fees for the duration of the contract. Owners receive numerous discounts on food and beverages at the hotel, SPA center, as well as free mooring for the yacht in the marina in front of the hotel, etc. Stoliv is located about 8 km from Kotor and the same distance from Tivat, opposite Perast. It is a small fishing village founded in the XIV century and now, after several centuries, it looks almost the same.

Additional details

Property type

Residential Properties

Object type

Flat

Price

842 615 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (842 615 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).