Flat 49 м² in Ratac, Montenegro

152 870 $

3 119 $ /м²

4OdQA

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #1

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #2

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #3

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #4

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #5

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #6

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #7

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #8

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #9

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #10

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #11

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #12

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #13

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #14

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #15

Flat 49m² in Montenegro, Ratac. Priced at 129000€ rent photo- #16

Area

49 м²

Bedrooms

Bathrooms

Apartment with a sea view

The apartment is located in the Ratac area, 200 meters from the sea

Area 49 m2 with terrace, first floor

There are only 5 apartments in the building.

Layout - corridor, bathroom, bedroom, living room combined with kitchen, terrace with direct sea views.

A stove was installed to heat the apartment, an air conditioner was installed

Parking in front of the building

Great option for holidays and rentals

Services and facilities

Air conditioner

Additional details

Property type

Residential Properties

Object type

Flat

Price

152 870 $

Characteristics

Air conditioner

Distance to key points, m

To sea 200

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ratac; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Ratac short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (152 870 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Ratac: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).