Flat 124 м² in Tivat, Montenegro

425 715 $

3 433 $ /м²

4OdEU

Flat 124m² in Montenegro, Tivat. Priced at 369000€ rent photo- #1

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Area

124 м²

Bedrooms

Bathrooms

Apartment in Tivat. City - Tivat

New, modern house with 5 apartments in the center of Tivat. In walking distance to all necessary infrastructure - cafes, restaurants, stores.There are 2 apartments left in the sale:- 3 bedroom apartment with 3 bedrooms, area 90 m2 + own patio 20 m2 + 2 large terraces - 369,000 euros,- duplex apartment with 4 bedrooms, an area of 124 m2 - 369,000 euros.The apartments are delivered with finishing on a system “key in hand”, the new owner will be left to install the kitchen and furniture.

Services and facilities

Furniture

Additional details

Property type

Residential Properties

Object type

Flat

Price

425 715 $

Land area

Characteristics

Furniture

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (425 715 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).