Flat 25 м² in Sutomore, Montenegro

86 938 $

3 477 $ /м²

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Area

25 м²

Bedrooms

Apartment in Bar. The city is Sutomore.

A studio apartment in a new multi-story building in the very center of Sutomore. The area of the apartment is 25 m2 plus a terrace of 11 m2. Layout: hallway, bathroom, living room, kitchen area, terrace. Utilities: electricity, city water, city sewage. The apartment is located on the high first floor. It is fully furnished and equipped with the necessary appliances. The terrace offers a beautiful view of the sea. Within walking distance are a supermarket and a bus stop. The distance to Sutomore beach is 1 km. The apartment has excellent seasonal rental potential. It is also suitable for year-round living.

Additional details

Property type

Residential Properties

Floor

Object type

Flat

Price

86 938 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sutomore; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sutomore short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (86 938 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sutomore: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).