Flat in Northern Cyprus. City - Kyrenia
ID SA-058
This is a modern residential complex, developed and designed by a well-known developer. It offers apartments and adjacent villas. Located just 100 meters from a well-equipped beach, surrounded by breathtaking views of the Mediterranean Sea and mountains. The shore has fine sea sand. This complex is the perfect place for a peaceful life or just for relaxation.
You have the opportunity to buy a studio with stunning panoramic windows. The studio is quite spacious and very convenient for living and relaxing. With an area of about 40 square meters, it has everything you need. It is also a profitable investment for future rental.
Project details:
Territory features:
Location:
Total project area: 85000 m2
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kyrenia; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Kyrenia short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (144 652 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Kyrenia: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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