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Flat 120 м² in Kyrenia, Cyprus

ID 4OWk2
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Area
120 m²
Bedrooms
3
Bathrooms
1

Description

Flat in Northern Cyprus. City - Kyrenia







North Cyprus real estate: luxury 3+1 apartment in Çatalköy with investment potential and instalments

North Cyprus real estate is becoming increasingly sought after among buyers who are looking for an apartment by the sea, investment property in Cyprus and modern apartments in prestigious areas. We present a luxury 3+1 apartment in an elite complex in Çatalköy — one of the most popular areas of North Cyprus. This is the ideal option for those who want to buy property in North Cyprus at a favourable price at the construction stage, to gain high potential for growth in the value of the property and comfortable housing near the sea and all infrastructure.


🏡 Luxury 3+1 apartment in a modern complex


We offer you a spacious 3+1 apartment in a new residential complex in Çatalköy. The project combines modern architecture, high quality construction and favourable conditions for investment in North Cyprus real estate. Thanks to purchasing at the construction stage, you have the opportunity to acquire an apartment at a minimum price with the prospect of significant growth in value after the completion of the project.


✨ Advantages of the apartment and complex


• Spacious 3+1 layout
• Modern premium-class residential complex
• High quality of building materials
• An excellent option for living, holidays and renting out
• Promising Çatalköy area near the sea
• High investment potential


🔧 Technical features and quality of construction


The developer pays special attention to reliability, energy efficiency and modern design:


• Reinforced concrete frame of the building and PVC structures
• Reliable roof waterproofing
• Stairs made of natural marble or wood at the buyer's choice
• Laminate parquet in the bedrooms
• Porcelain stoneware and ceramic tiles in the bathrooms and kitchen area
• Kitchen cabinets made of glossy acrylic in various colour solutions
• 2-tonne hot water tank with solar heating system
• At least 4 electrical sockets in each room
• Enhanced thermal and waterproofing of the upper floors


🌊 North Cyprus real estate in picturesque Çatalköy


Çatalköy is one of the most attractive areas of North Cyprus for living and investment. Here nature, mountains, sea and the cosy atmosphere of a Mediterranean village harmoniously combine. The area is known for its restaurants, beautiful central square, calm lifestyle and magnificent views of the sea and mountains.


Buyers of property in Çatalköy receive not only modern housing, but also the opportunity to live in one of the most comfortable and prestigious areas of North Cyprus.


💰 Favourable instalments from the developer


Unique payment terms are provided for buyers:


• First payment — only 30%
• Second payment 30% — upon receipt of the keys
• The remaining 40% is paid in instalments
• First year — interest-free instalments
• Thereafter — only 8% per annum


📈 Why you should buy this North Cyprus property


This property is ideal for those who are looking for:


• an apartment in North Cyprus by the sea
• investment property in North Cyprus
• an apartment in Çatalköy
• an apartment for moving to North Cyprus
• property with instalments from the developer
• housing for holidays and renting out


✨ So, a luxury 3+1 apartment in North Cyprus is waiting for you!













When purchasing property - VELES Property provides assistance in arranging a residence permit and a bank account in North Cyprus.





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Characteristics

Property type
Residential Properties
Number of rooms
4
Object type
Flat
Price
317 636 $
Year of construction
2023

Infrastructure

  • Fitness center
  • Open pool
  • Cafeteria
  • Playground

FAQ

How can I get a residence permit by buying property in Cyprus?

In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kyrenia; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Cyprus?

Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Cyprus?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Cyprus?

A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Cyprus?

Yes. Rental income tax is 5–25% depending on the regime. In Kyrenia short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (317 636 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Cyprus?

A typical transaction runs 30–90 days, averaging 45 in Kyrenia: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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