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Loft 78 м² in Karshiyaka, Cyprus

ID 4ObSG
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Area
78 m²
Bedrooms
1
Bathrooms
1

Description

Loft in Northern Cyprus. City - Karshiyaka



North Cyprus seafront real estate: one-bedroom loft in Karsiyaka with instalments
North Cyprus real estate — this is an excellent opportunity to purchase modern housing by the sea with high investment potential. If you are planning to buy an apartment in North Cyprus, are looking for a loft in Karsiyaka, seafront real estate, a new build with instalments or a profitable property for renting out, take a look at this modern residential project in one of the most sought-after areas of the region.

The complex is located not far from the coast in the Karsiyaka area and is being built to modern quality standards. The developer provides a five-year construction guarantee. The apartments are equipped with modern kitchen units, designer interior doors, quality sanitary ware and have their own parking space.

Residents have access to extensive infrastructure: swimming pools, recreation areas, cafes and restaurants, landscaped gardens, a children's and basketball court, cycle paths, a 24-hour technical service and a central generator system.

An additional advantage is the on-site SPA centre with an indoor pool, fitness room, hammam, massage rooms and relaxation area. Owners also get access to a private sandy beach, a jetty, a seafront restaurant, a water park and entertainment infrastructure.

🏡 Of particular note is the one-bedroom loft with an area of 78 m², located on the ground floor with its own exit to the garden. This is an excellent option both for comfortable living and for obtaining a stable rental income.

💰 Purchase terms:
✔️ 40% down payment
✔️ 60% before receiving the keys
✔️ Completion — March 2026

A one-bedroom loft in Karsiyaka is a profitable investment in North Cyprus seafront real estate with modern infrastructure, convenient instalments and high potential for value growth.

When purchasing real estate - VELES Property provides assistance with obtaining a residence permit and a bank account in North Cyprus.




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Characteristics

Property type
Residential Properties
Number of rooms
1
Object type
Loft
Price
290 410 $
Year of construction
2026

Infrastructure

  • Fitness center
  • Open pool
  • Cafeteria
  • Playground

FAQ

How can I get a residence permit by buying property in Cyprus?

In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Karshiyaka; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Is a mortgage available for non-residents in Cyprus?

Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

What taxes and fees apply when buying in Cyprus?

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

How is the title checked in Cyprus?

A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Can I rent out property after purchase in Cyprus?

Yes. Rental income tax is 5–25% depending on the regime. In Karshiyaka short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Is a property inspection recommended before purchase?

Yes. An inspection costs about 0.5–1% of the price (290 410 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

How long does the purchase process take in Cyprus?

A typical transaction runs 30–90 days, averaging 45 in Karshiyaka: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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Loft with 1 bedroom in Karshiyaka, Cyprus