Flat 43 м² in Kumbor, Montenegro

41 476 $

964 $ /м²

4OXAe

Flat 43m² in Montenegro, Kumbor. Priced at 35000€ rent photo-

Area

43 м²

Bedrooms

Panorama Beach Nessebar

Urgent sale of a studio in Nessebar on the fifth floor in the Panorama Beach complex. One of the best complexes in the city is located near the city park on the first line, near a year-round supermarket, polyclinic. The location is truly unique! The old town is only 250 m away. Good transport interchange, developed infrastructure of the area. The beach is just a few minutes' walk away. On the territory of the complex there is an indoor winter pool, an outdoor pool with a children's section, fitness, SPA, bowling, lobby bar, restaurant.

Services and facilities

Furniture

Pool

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

41 476 $

Location

By the Sea

Characteristics

Furniture

Pool

Distance to key points, m

To sea 100

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kumbor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kumbor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (41 476 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kumbor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).