Flat 44 м² in Tivat, Montenegro

195 598 $

4 445 $ /м²

4OffL

Flat 44m² in Montenegro, Tivat. Priced at 167000€ rent photo- #1

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Flat 44m² in Montenegro, Tivat. Priced at 167000€ rent photo- #4

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Flat 44m² in Montenegro, Tivat. Priced at 167000€ rent photo- #15

Area

44 м²

Bedrooms

Apartment in Tivat. City - Tivat

Apartment in the center of Tivat, next to Porto Montenegro, 44m2, Magnolia square - 177,000 euros. On the second floor in a building with an elevator. Structure: corridor, living room combined with kitchen, bedroom, bathroom, terrace. 80 meters to the sea. Shops and restaurants in the house. Porto Montenegro is 350 meters away. Sold with furniture and appliances.

Additional details

Property type

Residential Properties

Number of rooms

Floor

Object type

Flat

Price

195 598 $

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Tivat; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Tivat short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (195 598 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Tivat: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).