Property Abroad

Montenegro

Bar

Flat

Flat 90 м² in Bar, Montenegro

270 189 $

3 002 $ /м²

4Odts

Flat 90m² in Montenegro, Bar. Priced at 228000€ rent photo- #1

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Flat 90m² in Montenegro, Bar. Priced at 228000€ rent photo- #36

Area

90 м²

Bedrooms

Apartment in Bar. City - Bar

Apartment duplex with 3 bedrooms in the city of Bar, Ilyino district 100 meters from the sea.

Structure of the apartment:

The first floor of the apartment:

Corridor, living room , combined with kitchen , bedroom, bathroom, terrace with side views of the sea

The second floor of the apartment:

2 bedrooms, bathroom with shower.

The apartment is in a new house with an elevator.

It is possible to purchase a garage space at a price of 12500 euros

To the sea 100 meters

To school 300 meters

To the city center 800 meters

Calculation of profitability

Liquidity calculation:

Lease 100 euros/day. Maximum workload of 90 days per season. Yields in season 9,000. Booking expenses 15%

Yield after minus Booking 7650 euros.

Possible delivery monthly out of season for 800 euros per month for 8 months. Income per year = 6400 euros. Total for the year: 14050 euros. Costs of purchase and maintenance of 166500+800 (annual tax + tax) = 167300.

Payback period 167300 euros/1,4050 = 11.9 years. Profitability 14050*100/167300 = 8.3%

Calculations are given for 2021-2022.

Additional details

Property type

Residential Properties

Number of rooms

Object type

Flat

Price

270 189 $

Characteristics

Sea View

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Bar; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Bar short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (270 189 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Bar: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).