Flat in Northern Cyprus. City - Esentepe
If you are interested in North Cyprus real estate, buying an apartment by the sea, investing in North Cyprus real estate, or modern 2+1 apartments in Esentepe, take a look at the new residential project Hilly Elm in the Karaağaç area. This is an excellent opportunity to buy property in North Cyprus for living, holidaying, or investing in a fast-growing overseas real estate market. Apartments with panoramic views of the Mediterranean Sea and mountains, private gardens, or rooftop terraces are ideal for those looking for comfortable housing and profitable investments in North Cyprus real estate.
The project consists of five residential blocks and is located in one of the most picturesque areas of Esentepe — a popular destination for buying property in North Cyprus by the sea. It offers 2+1 apartments with areas of 96, 119, and 148 m² with 8 m² balconies, as well as options with private gardens of 13–36 m² or spacious rooftop terraces up to 65 m².
The main advantage of the complex is its unique location with direct sea and mountain views. This makes real estate in Esentepe especially attractive both for living and for renting out. Nearby are the Korineum Golf & Beach Resort golf club, modern SPA centres, entertainment clubs, and tourist attractions of the region. In the mountains is a historic castle, which is one of the main attractions of North Cyprus.
The Hilly Elm residential complex combines comfort, modern architecture, and high investment potential. This is an excellent choice for those considering buying property in North Cyprus for holidays, permanent residence, or rental income.
In Cyprus a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Esentepe; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Cyprus finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Cyprus takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Esentepe short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (190 582 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Esentepe: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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