Villa in Lika-Senj. City - Novalja
Modern villa with pool under construction on the island of Pag in JAKIŠNICA, 200 meters from the sea only!
Total area of villa is 312 sq.m. Land plot is 290 sq.m.
The villa is divided into three floors where in the basement we find a garage, laundry, engine room, storage room and one bedroom with wardrobe and bathroom.
On the ground floor we have guest toilets, kitchen with dining room and living room with direct access to the covered terrace, garden and pool.
On the upper floor we find two bedrooms with bathrooms and balconies with a total living area of 312m2.
The villa will be sold turnkey by a proven investor with many years of experience in construction. Only the best materials and equipment will be used, first-class ceramics, aluminum three-layer joinery, anti-burglary doors from renowned manufacturers, etc.
The planned phase of completion and moving in is one year.
Overall additional expenses borne by the Buyer of real estate in Croatia are around 7% of property cost in total, which includes: property transfer tax (3% of property value), agency/brokerage commission (3%+VAT on commission), advocate fee (cca 1%), notary fee, court registration fee and official certified translation expenses. Agency/brokerage agreement is signed prior to visiting properties.
In Croatia a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Novalja; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Croatia finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Croatia takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Novalja short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (1 001 430 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Novalja: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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