(50) Cotentin - Beach Facing - House 192 m² - Garden 770m² - 2h40 Paris
Located opposite the fine sandy beach of Saint Germain-sur-Ay, which stretches for 3 km on the west coast of the Cotentin in Normandy.
This contemporary house of 187 m2 built on 770 m2 of land, in perfect condition built in 2009, quiet bathed in sunshine, without work, it has direct access to the vast wild beaches and facing the Channel Islands.
The house, all of which have a sea view, consists of
On the ground floor: an entrance that opens onto a double living room with sea views, a fitted kitchen that can open onto the reception with a pantry, a bedroom with bathroom and direct access to the garage with mezzanine, with the possibility of transforming it into an 80 m² suite.
Upstairs, two bedrooms, a living room, a bathroom.
The house is located in the center of a 770m² garden with solar panels.
A terrace of 80 m² in the continuity of the living room.
Shops and schools are a five-minute walk away.
Price including 4.72 % buyer's fees
( 635 000 Euros Agency fees excluded )
(4.72 % of fees including VAT to be paid by the buyer.)
In France a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Saint-German-Sur-E; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in France finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of France takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Saint-German-Sur-E short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (736 886 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Saint-German-Sur-E: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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