Real Estate in Slovenia

🇸🇮 What to Know About Investing and Getting a Residence Permit (RP) Through Property Purchase in Slovenia

Slovenia is a small, safe, and sensibly “European” country that connects the Alps, the Adriatic, and Central Europe. It borders Italy, Austria, Hungary, and Croatia, and you can drive to Venice or Vienna in 3–4 hours. Area — 20,273 km², population — about 2.1 million, capital — Ljubljana.
Slovenia is a member of the European Union, the eurozone, and the Schengen Area, so buying real estate here means not only owning an asset but also enjoying transparent laws, a stable currency, and strong property-rights protection.
Currency — euro (EUR); official language — Slovene, but English is widely spoken everywhere, especially in business and real estate.
According to the IMF, GDP per capita exceeds €28,000, and the unemployment rate is among the lowest in the EU (around 4%).
The climate is mixed: Mediterranean along the coast, continental in the central part and the Alps. Summers are warm (+25…+30°C), winters moderately cold (+3…+8°C).
The country is notable for cleanliness, green spaces (over 60% of the territory is forested), and a high safety index.

Transport infrastructure is well-developed:

• - Airports in Ljubljana, Maribor, and Portorož receive international flights;
• - Motorways connect Slovenia with Italy, Austria, and Hungary;
• - Rail service is among the most reliable in Central Europe.

Slovenia is a country where everything is “within reach”: sea, mountains, thermal springs, and business centers — attractive both for living and investing.

📊 Economy & Real Estate Market: Steady Growth and Confidence

Slovenia’s real estate market remains resilient even during broader European fluctuations. According to Statistični urad Republike Slovenije, in 2024 average housing prices rose 6.2%, and the number of transactions increased 9%.
In the capital Ljubljana, average prices for new builds reached €4,000–4,800/m², while older stock averages €2,800–3,500/m².
On the coast — Koper, Izola, Piran — prices range €3,000–5,000/m², and in Alpine resorts like Bled and Bohinj, premium apartments can cost €6,000–7,000/m².
Demand keeps rising: about 35% of transactions involve foreign buyers, mainly from Austria, Germany, Italy, Switzerland, and CIS countries. Reasons: safe market, transparent registration, the possibility of obtaining residency, and low taxes.

Rental income is a popular revenue stream:

• Long-term rentals in Ljubljana: €900–1,500/month;
• On the coast in summer: €100–200/night, yielding 6–8% net annually.

🌍 Where to Buy in Slovenia: Best Regions for Living & Investment

Ljubljana — the heart of the country and main business hub with universities, international companies, and state institutions. Housing is in demand year-round, especially among students and professionals. Investors favor central districts such as Šiška, Trnovo, and Bežigrad.
Average prices: €3,500–4,800/m², rental yields 5–6%.

Koper, Izola, Piran — Slovenia’s Adriatic coast where Alpine air meets a maritime climate. Ideal for those seeking EU seaside living without overheated Italian or Croatian prices. New apartments start from €2,800/m²; sea-view villas from €400,000. Strong demand for short-term rentals and second homes.

Bled & Bohinj — jewels of the Slovenian Alps. Lakeside regions popular with tourists and premium investors. Prices €3,000–6,000/m², with very high liquidity. Short-term rentals can yield up to 10% in peak season, especially with local management.

Maribor — the country’s second-largest city, attracting students and IT specialists. More affordable: €1,800–2,500/m², offering an accessible entry point for new investors.

💶 Prices, Taxes & Mortgages

• Studios and small apartments — from €120,000–180,000;
• Central Ljubljana apartments — from €250,000–400,000;
• Houses in suburbs/resorts — from €350,000–600,000;
• Premium villas — from €800,000+.

Taxes remain moderate:

• Purchase tax — 2%;
• Rental income tax — 10%;
• Annual property tax — up to 0.5%.

Mortgages are available to residents and some foreigners: rates 3.5–4.5%, term up to 25 years, down payment 20–30%. Some developers offer installment plans for off-plan purchases.

🏡 How to Buy Property in Slovenia: Process & Particulars

Buying property in Slovenia is transparent and clearly regulated. EU citizens can purchase without restrictions. Non-EU citizens (including CIS) require Ministry of Justice approval — a standard procedure taking 4–6 weeks.

Transaction steps:

1. Select a property and sign a preliminary contract.
2. Pay a deposit (usually 10%).
3. Conduct legal due diligence (cadastre, land, permits).
4. Sign the main contract before a notary.
5. Register ownership in the cadastre (up to 30 days).

The deal can be done remotely via power of attorney and e-signatures. All settlements use notary escrow or bank escrow, protecting the buyer. We and our partners in Slovenia provide end-to-end support: sourcing, due diligence, documentation, and title registration — with minimal bureaucracy.

🛂 Residency via Property Purchase in Slovenia: Real Conditions & Options

Slovenia does not grant an automatic residence permit solely for buying property, but ownership is a strong basis for obtaining temporary RP under investment or property-related grounds.

In practice: after registering a property, a buyer can apply for a temporary RP, providing proof of financial means, health insurance, and a purpose of stay (relocation, business, or employment). Real estate serves as proof of strong ties to the country and investor stability.

Another route is to set up a company (d.o.o.) and register the property to it. This enables business-based RP, effectively via real estate investment and entrepreneurship. Minimum share capital — €7,500; the process takes about 2 weeks.

Once you hold RP, you can:

• Reside in Slovenia year-round and travel freely within Schengen;
• Access EU healthcare and education;
• Apply for permanent residence (PR) after 5 years, and citizenship after 10 years.

Digital nomads and investors may also use a D-type visa to live in the country for up to a year with proof of income and property. Thus, purchasing Slovenian property is not just an investment — it’s a legal pathway toward residency, a European lifestyle, and free movement across Schengen.

🎯 Who Slovenian Property Suits

• Investors — for a stable market, 5–8% returns, reliability, and growth potential.
• Families — for ecology, safety, schools, infrastructure, and proximity to Europe.
• Digital nomads & entrepreneurs — for flexible visas and high quality of life.
• Retirees — for a mild climate, accessible healthcare, and European stability.
• Those seeking RP and relocation to the EU — Slovenia offers a legally clear and transparent route.

⚖️ How We Help Investors & Buyers

Buying real estate abroad requires trust and experience. We work with reliable Slovenian agencies and developers, ensuring legal transparency and transaction security. We verify all documents, assess tax and registration aspects, and support you at every stage — from property selection to obtaining residency. We don’t just help you buy — we build a strategy to live, invest, earn income, and secure legal status in the heart of Europe.