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What is the cost of living in Montenegro compared to Western Europe?

What is the cost of living in Montenegro compared to Western Europe?

What is the cost of living in Montenegro compared to Western Europe?
  • What is the average income level and the prices of products in Montenegro?
  • Renting, taxis, and life in Montenegro: what do you need to know?

The average income level in Montenegro

The average income in Montenegro is significantly lower than in Western European countries, amounting to about 500 euros per month. According to statistics, the minimum level of the consumer basket for a family of four reaches around 800 euros monthly. Of this amount, approximately 252 euros is spent on food and non-alcoholic beverages, 352 euros goes towards goods and services, and 196 euros is needed for housing costs.

Prices for groceries

Prices for food products in Montenegro can vary significantly depending on the region, especially in popular tourist areas where costs may increase. The most well-known supermarket chains in the country are "Voli" and "Maxi." There are also small shops where prices for goods can be somewhat higher than in larger chains. In well-known Montenegrin resorts, some stores operate from 7 AM to 11 PM during the summer season, although such establishments are not very numerous. In other areas of the country, store hours usually differ.

Seafood and markets

Seafood can be found at local markets or in fishing villages. For example, in Bar, there are fish stalls at the local market, as well as a spontaneous market on the waterfront that opens early in the morning. At these markets, you can also buy fresh fruits and vegetables of excellent quality. Usually, these trading points operate from 6 AM to 3 PM.

Dinner at the restaurant

The cost of a dinner with wine for a couple at a seaside restaurant will depend on the location of the establishment and the level of service, as well as the chosen dishes. Prices can range from 30 to 100 euros. A bottle of wine at the restaurant costs between 8 and 16 euros, and a serving of a traditional dish...lamb under a bellIt will cost about 10 euros, while the local soup...soupIt costs about 2.5 euros. A portion of squid stuffed with shrimp will cost between 7 and 12 euros.

Average prices for food products

The average cost of popular food products in Montenegro includes:

  • A dozen eggs – 1.3-1.5 euros
  • A kilogram of rice costs 2 euros.
  • A kilogram of sugar costs 0.7 euros.
  • A kilogram of pork costs between 4 and 7 euros.
  • A kilogram of lamb or beef costs between 5 to 7 euros.
  • A kilogram of fish costs 7-10 euros.
  • A kilogram of boiled sausage costs 4-7 euros.
  • A liter of milk costs 0.6-1 euro.
  • A kilogram of fruit costs between 0.5 and 1.5 euros.
  • A kilogram of vegetables costs 1-2 euros.
  • A loaf of bread costs 0.4-0.8 euros.
  • Half a liter of beer costs between 0.4 and 1 euro.
  • A liter of juice costs 1 euro.
  • A liter of wine costs 5-10 euros.
  • 0.7 liters of quality local dry wine – from 2 to 3 euros

Quality of products

The main advantage of food products in this country lies not in their cost, but in their excellent quality. In Montenegro, only fresh meat and fish products are always available; the use of frozen goods is not practiced here.

Transportation costs

As for transportation costs, a liter of gasoline here costs about 1.4-1.5 euros, while a liter of diesel fuel will be around 1.3 euros. The daily rental of a car ranges from 18 to 40 euros depending on the season, rental duration, and type of car.

Car rental in Montenegro

To rent a car in Montenegro, citizens of the Russian Federation will only need a passport and a driver's license issued in Russia. It is also important to note that the minimum age of the renter must be at least 21 years old.

Taxi fare

When considering taxi rides within a single locality, the price can range from 3 to 10 euros. When it comes to trips between different cities or small villages, the price starts at 10 euros and can reach up to 30 euros. For example:

  • A taxi from Bar to Herceg Novi will cost about 70 euros.
  • Trips from Bar to Podgorica or Bar to Tivat will cost about 50 euros.

Public transport

When using public transport, the fare depends on the distance. For example:

  • The trip from Bar to Budva costs about 5 euros.
  • The trip to Kotor will cost about 7 euros.

The prices for cars, especially in the premium class at dealerships in Montenegro, are lower than for similar models in Russia. It's important to consider utility expenses, which can vary significantly.

Climate and heating

In the summer, Montenegro experiences high temperatures that can reach 33-38°C. In winter, the thermometer on the coast sometimes drops to 10°C, and in rare cases even to 3°C.

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The country lacks a centralized heating and hot water supply system, as well as gas supply. Heating in homes is provided by:

  • wood-burning stoves,
  • fireplaces,
  • air conditioners and electric heaters,
  • "underfloor heating" systems.

Hot water is provided either by storage or instantaneous water heaters, and the use of gas is only possible through cylinders.

Payment of utility bills

As for electricity payment, it is based on the meter and amounts to 9.5 euro cents per kilowatt. Water supply in cities is also based on meters — the cost of water is 86 euro cents per cubic meter. For utilities in a three-room apartment of about 100 square meters, with round-the-clock heating of all rooms, owners can expect to pay between 100 and 130 euros per month.

In the summer months, utility costs for small apartments can amount to approximately 50-70 euros if air conditioning is used. The price for a landline connection will be around 5 euros per month, while local calls from mobile phones will cost on average between 0.10 and 0.20 euros per minute, depending on the chosen operator.

Internet and communication

Connecting to the internet will cost about 10 euros, and an unlimited plan will be around 20-30 euros per month.

Medical services

As for medical services for foreigners in public medical institutions in Montenegro, they are provided on a paid basis or through health insurance. A doctor's consultation in a public hospital will cost approximately 6 euros, while in a private clinic, the service will exceed 35 euros, not including additional tests and procedures.

Education for children

Education for children also requires financial investment. Attending a public kindergarten costs approximately 80 euros per month, while in private institutions, this amount is significantly higher. It is also important to consider that the educational process in schools is most often conducted in Montenegrin, which should be taken into account if your family plans to stay in this country for an extended period.

What is the cost of living in Montenegro compared to Western Europe?

Conclusion

In conclusion, life in Montenegro, despite the relatively low average salary, offers various opportunities for a comfortable existence. Although the quality of life can vary even within one country, it is noticeable that the costs of essential goods and services, such as food, housing, and transportation, can pose some challenges for families. Every resident should carefully monitor their finances, considering that the minimum consumer basket significantly exceeds the average income.

Despite the high prices for services in tourist areas, the products and markets in Montenegro remain competitive and offer quality goods. A pleasant feature is the availability of fresh seafood and vegetables, which can significantly diversify the diet. Although food and services in dining establishments can vary in price, it is worth noting that Montenegro offers a unique experience of getting to know the local cuisine.

Transport infrastructure

When it comes to transportation infrastructure, renting cars and taking taxis allow you to explore this wonderful country with its magnificent landscapes and historical landmarks. Affordable prices for gasoline and car rentals make traveling around Montenegro more accessible for any tourist.

Climate and heating

The climate of Montenegro, while specific, offers its advantages. In the summer, you are guaranteed warm days, and in the winter, despite the lack of central heating, you can adapt to the conditions. However, it is important to remember the need to arrange heating in your accommodation, which can increase expenses.

Healthcare and education

In addition, healthcare and education in Montenegro also have their own peculiarities. It's important to pay attention to having health insurance, especially for foreigners, to avoid high medical costs. Education, although it requires financial investment, provides a foundation for future growth.

Results

  • Living expensesIn Montenegro, prices can be high compared to incomes.
  • Quality of productsIn Montenegro, the quality remains high, especially for local seafood and vegetables.
  • Transportaccessible and convenient for studying the country.
  • ClimateIt has its advantages, but it requires attention to heating.
  • Medical careand education requires constant cost control.

Overall, life in Montenegro is a balance between finances and comfort. I hope this review helps you better understand the realities of life in this country, as well as appreciate its pros and cons. Montenegro remains an attractive place to live, visit, and relax, thanks to its unique combination of nature, culture, and quality of life.

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