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🇭🇷 Mirca, Brač real estate market: seafront houses, building plots and price trends

Mirca, a charming village situated in the picturesque Split-Dalmatia County of Croatia, offers the perfect blend of traditional Dalmatian lifestyle and modern convenience. Nestled along the stunning coastline of the Adriatic Sea, this idyllic destination is well-regarded for its warm climate, friendly community, and sparkling beaches. Investors and private buyers alike are discovering Mirca for its unique properties, peaceful atmosphere, and strategic location, making it an attractive option for a wide range of buyers.

🏖️ Lifestyle and Character of Mirca

The character of Mirca is best characterized by its serene environment and unspoiled natural beauty. The village offers a slower pace of life, making it ideal for families seeking tranquility or retirees wishing to enjoy their golden years in a picturesque setting. With its proximity to the tourist hub of Bol, Mirca effectively offers the best of both worlds: peaceful living and ready access to vibrant activity when desired.

Residents enjoy beautiful beaches, including the well-known Lucica Beach, which is only a short stroll away and is perfect for sunbathing or swimming. The climate is Mediterranean, which means warm summers and mild winters, rendering it attractive year-round for both local and international buyers. With rolling hills that provide stunning views and numerous walking paths, outdoor enthusiasts can indulge in hiking, cycling, and other activities.

Mirca also boasts a strong local community. Frequent cultural events, festivals, and culinary delights showcase Croatian traditions and connect residents, ensuring a vibrant village life. When you choose to buy property in Mirca, you invest not just in a residence, but in a lifestyle rooted in community and natural beauty.

💰 Property Prices in Mirca

When considering property for sale in Mirca, it’s important to understand the pricing landscape. The property market here is diverse, featuring various options that cater to different preferences and budgets. Current property pricing in Mirca varies considerably depending on the type and location.

  • Apartments: Typically range from €1,500 to €3,000 per square meter, with average prices around €2,200 per square meter.
  • Villas: Larger property formats can go from €3,000 to €5,500 per square meter, depending on luxury features and sea views.
  • Townhouses: Average between €1,800 and €3,200 per square meter.

Recent trends indicate an appreciation in property values, making now an opportune time for real estate investment in Mirca. The blend of serene living situations with increasing demand from both domestic and foreign buyers promises strong growth potential.

🚉 Transport and Connectivity in Mirca

Mirca is well-connected to larger urban centers, which greatly enhances its attractiveness as a residential and investment choice. The village maintains good transport links to the nearby city of Supetar, which is just a short drive away. Local bus services operate regularly, ensuring that residents have easy access to critical amenities.

  • Ferry Connections: The Supetar ferry terminal facilitates swift transport to Split, with crossing times taking approximately 50 minutes.
  • Road Access: Major highways connect the village to broader Dalmatian cities, making driving convenient for work or leisure.

Travel times to key locations from Mirca include:

  • Split Town Center: About 35 minutes by ferry and car.
  • Zadar: Roughly an hour and a half drive via well-maintained roads.

This connectivity ensures that despite its quaint charm, residents can easily enjoy urban conveniences whenever desired.

🏢 Urban Infrastructure and Amenities in Mirca

Investing in property in Mirca means benefiting from essential infrastructure and amenities. The village is home to a range of facilities catering to daily needs, ensuring a comfortable lifestyle:

  • Education: Local preschools and primary schools foster children’s early education, while secondary schools are available in nearby Supetar.
  • Healthcare: Medical services in the village include a health center, with comprehensive hospitals easily reachable in Supetar and Split.
  • Shopping and Leisure: Residents can find local shops, cafes, and restaurants offering a variety of culinary options. Larger shopping centers are accessible via short drives to Supetar.

For recreational purposes, Mirca residents can also enjoy:

  • Various parks and outdoor spaces for families and individuals, promoting an active lifestyle.
  • Beaches and leisure areas that enhance the overall living experience.

This blend of services and amenities makes Mirca not just a desirable place to live but also a sound choice for investors.

📊 Economic Environment and City Development in Mirca

The economic landscape of Mirca is primarily driven by tourism, agriculture, and small-scale businesses. The village has seen consistent growth thanks to its strategic location and rising popularity among tourists and expatriates alike, which has made Mirca an even more favorable location for real estate investment.

Key statistics reveal:

  • Tourism: The region of Split-Dalmatia has witnessed a steady increase in tourist numbers, which positively impacts local businesses and real estate demand.
  • Business Opportunities: Local initiatives and support for small businesses contribute to a vibrant economy and increased job opportunities.

With continued development in tourist infrastructure, including modern amenities for visitors, the economic outlook for Mirca is promising, making it a great investment hub.

🏘️ Property Formats and Housing Types in Mirca

When exploring the housing options in Mirca, there are various formats to consider, each catering to different buyer needs:

  • New Developments: New build property in Mirca boasts modern features and adherence to contemporary standards, with vacant lots available for construction.
  • Resale Properties: Established homes, often with unique character and proven value, offer appeal for buyers wanting to personalize their living space.
  • Off-Plan Properties: For those looking for potential appreciation, off-plan property in Mirca might be the way to go, allowing for customization choices and usually more favorable pricing.

Buyers can expect varying architectural styles across the districts, from traditional Dalmatian stone houses to modern villas, ensuring that there’s something appealing for every taste.

🏗️ Developers and Key Residential Projects in Mirca

Mirca has been fortunate to attract several reputable developers focused on delivering quality residential projects. Recognized names such as Adriatic properties and Crosser group are active in the region, offering a range of development projects that cater to different buyer segments.

Notable projects include:

  • Sunset Villas: Luxury modern villas offering stunning Adriatic sea views.
  • Mirca Residence: A collection of contemporary apartments with excellent rental potential, engineered for comfort and convenience.

These developers are noted for their commitment to quality, ensuring lasting value within the real estate landscape of Mirca.

🏦 Financing and Mortgage Options in Mirca

For many international buyers contemplating how to buy property in Mirca, understanding the financial landscape is essential. Foreign buyers have access to favorable mortgage conditions through local banks and financial institutions.

  • Typical Deposit: Most banks require a down payment of 20–30% for non-residents.
  • Interest Rates: Current mortgage interest rates in Croatia range from 3–5%, depending on the lender.
  • Loan Terms: Mortgages typically span 10 to 30 years, providing flexibility and access.

Additionally, some developers offer attractive installment plans for new builds, making it easier for buyers to manage their cash flow as they secure their dream property.

🔍 Property Purchase Process in Mirca

The property purchase process in Mirca is straightforward, designed to facilitate international buyers. Here’s a step-by-step overview:

  1. Initial Research: Identify your desired property type and budget.
  2. Property Viewings: Schedule visits to shortlisted properties.
  3. Legal Checks: Engage a local lawyer to oversee the due diligence process.
  4. Negotiation: Once you find the right property, negotiate the purchase price.
  5. Contracts: Sign a preliminary agreement (pre-contract) and pay a deposit (usually 10%).
  6. Final Purchase: Complete the transaction with the notary public and transfer ownership.

As a foreign buyer, following these steps is essential, ensuring your investment in real estate in Mirca proceeds smoothly.

⚖️ Legal Aspects and Residence Options in Mirca

Navigating the legal considerations for foreign ownership in Croatia is crucial. Generally, foreign buyers can purchase property in Mirca without significant restrictions; however, certain requirements must be met:

  • Ownership Restrictions: As an EU citizen, you can buy property with no limitations. Non-EU foreigners may require approval from the Ministry of Justice.
  • Taxes: Expect to pay a property transfer tax of 3% on the purchase price.
  • Residence Options: Property ownership can facilitate residence permit applications, allowing buyers to reside in Croatia either temporarily or long-term.

Understanding these elements helps streamline the buying process and ensures compliance with local legislation.

💼 Investment Strategies and Use Cases for Properties in Mirca

For potential buyers, understanding how property in Mirca can be utilized is crucial. Here are some popular property use cases that buyers can consider:

  • Permanent Residence: Ideal for those looking for a peaceful lifestyle away from hustle and bustle, especially in districts like Punta.
  • Long-Term Rentals: Ensure steady income with property in thriving areas that attract year-round tenants, such as Mirca’s beachside apartments.
  • Short-Term Rentals: With tourism on the rise, properties in the resort areas can be lucrative for holiday rentals, particularly during the summer season.
  • Vacation Homes: Mirca's beachfront properties serve beautifully as second homes for personal use or holiday let options.
  • Investment for Capital Growth: Rich in natural beauty and culture, the ongoing development in Mirca signals a promising ROI for savvy investors.

Each of these use cases aligns with different property types and districts, providing potential buyers with a range of strategic options based on their objectives.

Embracing the charm of Mirca and investing in real estate here can offer not just a home, but a vibrant community surrounded by striking natural beauty and rich culture. Whether you seek tranquility, investment potential, or a place to enjoy vacations, Mirca holds promising opportunities that are worth exploring further.

Frequently Asked Questions

How much do properties cost in Mirca for apartments, houses and land?

Typical listing ranges in Mirca: 1‑bed apartments inland $80,000–180,000; sea‑view 1–2 beds $150,000–400,000. Family houses inland $200,000–500,000; sea‑view villas $400,000–1,200,000. Build plots range $40,000–350,000 depending on size and proximity to the sea. Typical price per m²: inland $1,000–2,200 (≈7,500–16,500 HRK/m²), sea‑view $2,000–4,500 (≈15,000–33,000 HRK/m²). Listings vary by exact location and condition.

Can foreigners buy real estate in Mirca and what rules apply?

EU/EEA citizens have the same purchase rights as Croatians. Non‑EU nationals generally need government approval unless there is reciprocity; approval can take weeks to several months. Alternatives include buying via a Croatian company or long‑term lease. All buyers must register title with the land registry and pay applicable transfer taxes or VAT. Use a local lawyer to verify reciprocity rules and speed up permissions.

What is the investment potential of Mirca property for holiday rentals and what yields can I expect?

Mirca is seasonally driven: strong summer demand but slow winter bookings. Typical gross yields for holiday rentals are 4–7% annually; net returns depend on occupancy, management and maintenance. Peak month occupancy (July–Aug) can reach 70–90%, annual occupancy often 20–40%. Liquidity is moderate—smaller market than mainland, so expect longer selling times for niche properties.

What is daily life like if I move to Mirca — transport, schools, healthcare and shops?

Mirca is a small coastal village with basic shops and restaurants; larger supermarkets and services are in nearby Supetar (a short drive). Ferry to Split takes about 50–60 minutes from Supetar. Primary schooling and basic health clinics are on Brač; major hospitals are in Split. Public bus links exist but many residents use a car. Expect quieter island life with limited late‑night services outside peak season.

Is Mirca suitable for digital nomads or remote workers — internet, coworking and long‑stay practicalities?

Mirca can work for remote workers: good 4G/5G mobile coverage and fibre is available in parts, but speeds vary by exact address—check before buying. No dedicated coworking in Mirca; nearby towns offer more options. Croatia offers a digital nomad residence permit for non‑EU remote workers (up to one year); property ownership alone doesn’t grant residency. For long stays, make sure broadband, workspace and local services meet your needs.

What taxes, fees and timeline should I expect when buying property in Mirca?

Typical costs: resale transfer tax ~3% of purchase price; new builds usually subject to VAT (25%). Add notary, land registry and legal fees (commonly 0.5–2%), and agency fees if used (around 2–3% + VAT). Timeline: straightforward resale closings often 6–12 weeks; non‑EU purchase approvals or complex titles can extend to 3–6 months. Budget for ongoing municipal taxes and tourist tax if renting short‑term.

Which parts of Mirca are best to buy for renting out versus living there full time?

For short‑term rentals: beachfront or central Mirca units close to the bay and parking rent best due to walkability and sea views. For year‑round living: hillside or slightly inland properties offer quieter life, better privacy and lower prices. Investors prioritise proximity to the beach and easy access to ferry/parking; families should prioritise space, sun exposure and access to services in nearby Supetar.

Are short‑term holiday rentals allowed in Mirca and how seasonal is the demand?

Short‑term rentals are allowed but must be registered with the local tourist board, collect tourist tax and comply with safety and fire regulations. Demand is highly seasonal—peak July–August, strong shoulder months in June and September. Expect nightly rates from roughly $80–$250 depending on size and sea view; annual occupancy commonly 20–40%, so plan for off‑season vacancy and management costs.

What should I check when buying off‑plan or a new build in Mirca to avoid problems?

Verify building permits, utility connections, and ground ownership in the land registry. Require a clear construction contract with payment schedule, completion deadlines, penalties and a bank guarantee or escrow for advance payments. Check warranty terms, handover certifications, and evidence of paid VAT/fees. Use a local lawyer and demand proof of the developer’s title and valid permits before signing.

How does buying property in Mirca differ if I plan to live there versus buy for income?

For living: prioritise comfort, insulation, year‑round utilities, proximity to shops and healthcare, and lower noise. For income: prioritise location near the beach/parking, higher furnishing standard, easier maintenance and shorter guest turnover. Investment strategies expect lower annual occupancy and plan for property management costs; personal use accepts lower yields but higher lifestyle value. Exit liquidity is moderate on the island market.

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