Investing in France from Hong Kong: Optimize your retirement with real estate.

The thrill of Hong Kong can sometimes make us forget the most important thing - preparing for our retirement. Acheterpourlouer, the preferred real estate partner for expats, points the way to how our strong buying demand in Hong Kong can help us plan our old days in France with peace of mind.

A box of affluent gibberish:

"Ah, it will be hard for the one who lived bravely, carefree all summer, as soon as the cold blows..." So goes La Fontaine's poem, especially relevant in Hong Kong, where a hectic life can make us forget that most of us will return to France to live there in retirement. For most of us, we are invested in a relatively fragile local pension system - the MPF' '(Mandatory Provident Fund), and few of us are still investing in the 'obscure' French pension. How to prepare for a French pension while in Hong Kong? With real estate, you can sensibly take advantage of the high buyer demand in Hong Kong to ensure your financial future security.

Generate additional income

There are many real estate properties that allow you to develop capital that generates additional income in retirement.

Purchasing a future primary residence.

In addition to generating income, investing in a future primary residence is a strategy to provide housing in retirement. While planning for 15 or 30 years can be challenging, investing in real estate already' 'today opens up the possibility of selling a property at the time of retirement, thus financing the future purchase of a main residence.

Trends in the French real estate market

While the French real estate market is seeing a slight decline in prices, rents, on the other hand, are rising significantly. According to Fnaim's latest study, published in October, rents are rising in most of the 70 major cities analyzed over the past year, with notable increases in Nice (+4.5%), Saint-Etienne (+7.1%) and Le Mans (+5.6%). The combination of slight price declines of 5-10%, depending on the city, with rising rents creates higher incomes and offers attractive opportunities for investors.

Supply and demand for' 'housing

The rise in demand for housing, exacerbated by rising divorce rates and the growing needs of students, has led to a shortage of supply. A lack of new builds, the cost of mortgages and a ban on energy-intensive homes contributed to the rise in rents.

The impact of energy intensive homes

The government's move to ban rental housing classified as E,F and G has prompted some rental homeowners to sell their homes instead of making repairs.

Loan leverage for real estate

When you choose to invest in real estate with financing through a loan, you take advantage of loan leverage. This means that you borrow money to increase your purchasing power. The loan payments can be partially (or, in some cases, completely) offset by the rent you receive. In addition, real estate is the only investment available to individuals that can be financed through a bank loan. Finally, the decline' 'The value of the euro over the past few months is a boon for Hong Kong residents earning income in Hong Kong dollars.

How does Acheterpourlouer make it easier to buy real estate from Hong Kong?

We offer all possible real estate solutions in the market.

• We help you choose a property and analyze its potential as an investment and rental potential.
• We accompany you at every stage of the purchase and during the rental process, all remotely.
• We offer financing solutions through specialized banks for expats.
• Get a secure transaction with our regulated Acheterpourlouer estate agent status.

Schedule your appointment now with' 'easy on our online calendar.

Telephone/WhatsApp: +852 9645 1744