A €200,000 property in Ollie? All about the Bourbon real estate market with an advance.

In real estate in Olle, there is Vichy and the rest of the region... With different price levels and clientele, allowing all seniors to find their happiness.

According to the annual survey of Auvergne notaries, people aged 60 and over make up 23% of all real estate sales in Halle. And this trend has only been confirmed in recent months, with rising interest rates and more difficult access to mortgages having a negative impact on buyers, particularly those who are dependent on borrowed funds.

In Vichy, prices are higher. Naturally, the highest entry prices are paid in Vichy and its suburbs. Local clients also have buyers from other French cities, attracted by the therapeutic activity and quality of life in''a city that was awarded a UNESCO title in 2021. Of course, the Vichy brand has its price. The average cost per square meter in the old town almost reaches 1,900 euros, with peaks above 2,000 euros. This is 40% higher than the average cost in the rest of the region's market. The same is true for houses. The average price, according to the notaries, is 160,100 euros, while in the rest of the department region it is 105,000 euros. But to find a house that meets the requirements of elderly clients (three bedrooms, small garden, good energy passport, quiet location and proximity to amenities) often requires a budget of at least 250,000 euros.

In Moulins, the price per m² ranges from 1,300 to 1,400 euros. In Moulins, as in Cuisse, prices per square meter range, on average, from 1,300 to 1,400''Euros, without much difference between the city center and its suburbs. The average house price in these neighborhoods is around 130,000 euros.

Ghana or Monluson. The price in these towns is slightly lower than in Isère or Saint-Jorrah, and much lower than in Ghana (110 000 euros) or Montluçon (94 000 euros).

Exceptional properties in the countryside. Rural areas, beyond 15 minutes from the city center, are less popular with an older clientele,''people. There are one-bedroom apartments of 45 square meters and two-bedroom apartments of 55 square meters, designed mainly for couples.

What are the differences from traditional senatorial residences? Here, tenants are in their own homes and don't owe anything to anyone. We don't have medical staff, but we organize all the necessary services (lunch sharing, medical care, telemonitoring) nearby. All facilities are equipped with a kitchen. There is no common dining hall.

In rural areas, the average income of a pensioner is about 850 euros per month. With us, renting a one-room apartment costs 650 euros including services, and a three-room apartment costs 850 euros.

Who are the tenants of your apartments? We have several types of tenants. There are people who are over 80 years old and''live in 70's homes with a multi story garage, stairs everywhere and requiring yard maintenance. For them, the house becomes a kind of prison. There are also people living in detached dwellings in rural areas, far away from their children and feeling unsafe.

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