Apartment of 170 sq.m. on Lake Como
In one of the most picturesque places on Lake Como, in Ponyana Lario, we offer the option of a three-bedroom apartment with an area of about 170 square meters, located on the same level, with an exclusive plot and OPENING from every window and dominating view of the lake. This is a secluded and quiet area, ideal for those who are looking for a relaxing environment, without giving up the convenience of basic services.
External territories:From the terrace, the outer staircase leads to the garden, where there is also a platform with a table, chairs and an umbrella - an ideal place for outdoor lunches, barbecue or moments of relaxation. At the level below is the garden - an additional space that complements the complex.
The condition of the property is excellent, PVC double-glazed windows are installed, air conditioning in the bedrooms. The apartment has a separate entrance. The semi-independent solution guarantees privacy and tranquility, with thoughtful and spacious interior and exterior spaces. The view here plays a major role: the lake, mountains and surrounding greenery create a natural picture that accompanies you at every moment of the day. The perfect solution for both first and second homes, in one of the most charming and secluded areas of Lake Como.
In Italy a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Como; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Italy finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Italy takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Como short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (831 075 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Como: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).
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