Property Abroad

Croatia

Split-Dalmatia

Ciovo

House

House 97 м² in Ciovo, Croatia

1 096 205 $

11 301 $ /м²

4OdNE

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Area

97 м²

Bedrooms

Bathrooms

Year of construction

2026

House in Split-Dalmatia. City - Čiovo

Location: Ciovo
Built: 2018
City center: 500 m
Airport: 12 km
Internal area: 97 m2
Land area: 440 m2
Bedrooms: 3
Bathrooms: 2
Terrace
Pool
Air conditioning
Underfloor heating
Alarm system
Parking: 2
Storage room

Services and facilities

Pool

Air conditioner

Additional details

Property type

Residential Properties

Object type

House

Price

1 096 205 $

Characteristics

Pool

Air conditioner

FAQ

In Croatia a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Ciovo; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Croatia finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Croatia takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Ciovo short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (1 096 205 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Ciovo: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).