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Montenegro
Herceg Novi
Herceg Novi
Flat

Flat 41 м² in Herceg Novi, Montenegro

172 877 $

4 216 $ /м²

4Oh7d
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Flat 41m² in Montenegro, Herceg Novi. Priced at 147900€ rent photo-1 Flat 41m² in Montenegro, Herceg Novi. Priced at 147900€ rent photo-2 Flat 41m² in Montenegro, Herceg Novi. Priced at 147900€ rent photo-3

Area

41 м2

Bedrooms

1

Bathrooms

1

Apartment in installments by the sea in Montenegro

Apartment in installments or in a mortgage with a 1-bedroom area of 41m.sq. on the 1st floor in a new complex 300 meters from the beach can be your favorite summer cottage by the sea.

Date of delivery of the complex: IV Quarter 2026.

The advantages of this complex: one of the few projects for which you can get a mortgage for non-residents.

-groom

-p>-groom

>>>>>>>>>>> Initial payment - 50%, then installments until December 2026

  Delivery of the complex - December 2026

An excellent option for personal living or renting out for passive income.

Remaining questions?

Then write us soon! 

We will answer, hold the 1st free consultation, decide on the budget, choose a strategy and get the keys after passing the complex

Services and facilities

Air conditioner
Street window
Garage/parking

Additional details

Property type

Residential Properties

Number of rooms

2

Floor

1

Object type

Flat

Price

172 877 $

Condition

Under Construction

Location

By the Sea

Characteristics

Air conditioner
Street window
Garage/parking
Sea View

Infrastructure

Open pool
Playground
Spa zone
Cafeteria
Wi-Fi
Fitness center
Surveillance
Security 24/7

Distance to key points, m

To sea 300

Purchase method

Installment plan
Mortgage
Bank transfer

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Herceg Novi; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.
Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.
Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.
A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.
Yes. Rental income tax is 5–25% depending on the regime. In Herceg Novi short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.
Yes. An inspection costs about 0.5–1% of the price (172 877 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.
A typical transaction runs 30–90 days, averaging 45 in Herceg Novi: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).

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