Flat 48 м² in Sveti-Stefan, Montenegro

121 145 $

2 523 $ /м²

4OdLN

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #1

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #2

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #3

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #4

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #5

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #6

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #7

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #8

Flat 48m² in Montenegro, Sveti-Stefan. Priced at 104000€ rent photo- #9

Area

48 м²

Bedrooms

Bathrooms

One bedroom apartment with seaview

The apartment is located in Sveti Stefan, 250 meters from the beach Crvena Glavica.

Apartment on the first floor, area 48 m2

Layout - kitchen-living room, bedroom, bathroom and terrace.

Side sea view

Parking in front of the building.

Great option for rest and rent

Services and facilities

Garage/parking

Additional details

Property type

Residential Properties

Object type

Flat

Price

121 145 $

Characteristics

Garage/parking

Distance to key points, m

To sea 250

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Sveti-Stefan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Sveti-Stefan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (121 145 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Sveti-Stefan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).