Flat 55 м² in Kotor, Montenegro

130 720 $

2 376 $ /м²

4OdHH

Flat 55m² in Montenegro, Kotor. Priced at 115000€ rent photo- #1

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Area

55 м²

Bedrooms

Bathrooms

Apartment in Kotor. City - Kotor

Great offer! Very cozy 1 bedroom apartment with wonderful sea and mountain views in a quiet suburb between Tivat and Kotor. There is a children's playground in walking distance. The nearest supermarket, cafes, restaurants can be reached in 5-7 minutes by car. To the center of Tivat - in 15 minutes; to Kotor - about 10 minutes.The apartment is located on the 2nd floor and consists of a spacious living room with kitchen and dining area, separate bedroom, bathroom and a wonderful terrace with wonderful sea and mountain views.The apartment has its own parking space.Location: suburb of Tivat/KotoraApartment area: 49+6 m2No. of bedrooms: 1No. of bathrooms: 1

Additional details

Property type

Residential Properties

Object type

Flat

Price

130 720 $

Land area

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (130 720 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).