Flat 74 м² in Risan, Montenegro

170 038 $

2 297 $ /м²

4OdE7

Flat 74m² in Montenegro, Risan. Priced at 145000€ rent photo- #1

Flat 74m² in Montenegro, Risan. Priced at 145000€ rent photo- #2

Flat 74m² in Montenegro, Risan. Priced at 145000€ rent photo- #3

Flat 74m² in Montenegro, Risan. Priced at 145000€ rent photo- #4

Flat 74m² in Montenegro, Risan. Priced at 145000€ rent photo- #5

Flat 74m² in Montenegro, Risan. Priced at 145000€ rent photo- #6

Flat 74m² in Montenegro, Risan. Priced at 145000€ rent photo- #7

Flat 74m² in Montenegro, Risan. Priced at 145000€ rent photo- #8

Area

74 м²

Bedrooms

Bathrooms

Apartment in Kotor. City - Risan

Bright and warm apartment with a spacious terrace with amazing, panoramic sea view. Spacious living-dining room, 2 bedrooms, one bathroom with shower and window, 2 terraces. Washing machine, dishwasher, microwave, induction cooktop, air conditioning. In all rooms and c / c installed wall radiators heating.In walking distance to two supermarkets, restaurants, market, near the bus stop. 300 m to the sea. Apartment in a residential complex. Own guarded parking lot.The apartment is located on the 5th floor; the house is located in such a way that when you enter the entrance to the apartment you have to climb one flight of stairs, about 10 steps.

Services and facilities

Air conditioner

Heating system

Additional details

Property type

Residential Properties

Object type

Flat

Price

170 038 $

Land area

Characteristics

Air conditioner

Heating system

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Risan; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Risan short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (170 038 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Risan: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).