Flat 84 м² in Kotor, Montenegro

212 305 $

2 527 $ /м²

4OdC7

Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #1

Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #2

Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #3

Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #4

Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #5

Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #6

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Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #8

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Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #12

Flat 84m² in Montenegro, Kotor. Priced at 185000€ rent photo- #13

Area

84 м²

Bedrooms

Bathrooms

Apartment in Kotor. City - Kotor

Spacious 2 bedroom duplex apartment with beautiful bay views. The Old Town can be reached in 10-15 minutes on foot. In walking distance there is all necessary infrastructure.On the first level of the apartment there is a spacious living room, kitchen with dining area, bathroom and terrace.On the second level there are 2 bedrooms, a bathroom and a living room-gallery.The kitchen is equipped with everything necessary for a comfortable stay. The rooms are equipped with air conditioning and radiators for heating; the floors are lined with oak parquet. The apartment is furnished with beautiful antique furniture.The apartment has a high rental potential.Location: KotorApartment area: 79+5 sq.m.No. of bedrooms: 2No. of bathrooms: 2Price: 185,000

Services and facilities

Air conditioner

Heating system

Furniture

Additional details

Property type

Residential Properties

Object type

Flat

Price

212 305 $

Land area

Characteristics

Air conditioner

Heating system

Furniture

FAQ

In Montenegro a residence permit is typically issued based on a minimum investment threshold. Applications are reviewed within 30–60 days in Kotor; you will need a passport, proof of funds, and the ownership documents. Hatamatata helps prepare and submit the paperwork.

Banks in Montenegro finance 50–70% of the property value for non-residents with rates of 3–5% for 20–30 years. A life insurance policy and a 30–40% down payment are usually required. Terms and programs vary by city and bank.

Expected expenses: transfer tax 0–15%, registration 0.5–2%, notary 0.5–1.5%, agent commission 0–3%. In total 2–20% on top of the purchase price. Exact rates depend on region, property type and programs.

A title search at the land registry of Montenegro takes 10–15 business days. You receive ownership, encumbrance and tax clearance certificates. Documents are translated and reviewed by a lawyer before signing.

Yes. Rental income tax is 5–25% depending on the regime. In Kotor short-term tourist rentals typically yield 5–8% per year. Municipal permission and income registration are usually required.

Yes. An inspection costs about 0.5–1% of the price (212 305 $) and covers structure, utilities and legal status. Hatamatata arranges a qualified engineer with an EN/RU report.

A typical transaction runs 30–90 days, averaging 45 in Kotor: due diligence (10–15 days), notarization (5–7 days), registration (10–14 days), residence permit (30–60 days, if needed).